Spend Tracker Expense Manager

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Everyone
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Content rating
Everyone
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About this app

Spend Tracker is a free SMS-based expense tracker and money manager that automatically logs your daily expenses from UPI, bank, and credit card transaction alerts.

Effortlessly manage your finances! The Spend Tracker app analyzes your transactional SMS to automatically track and organize your spending, which is then displayed in easy-to-read daily, weekly, and monthly summaries.


How Does It Work?
Once installed, Spend Tracker uses SMS permissions to automatically detect and extract expense details from your transaction alerts. This removes the hassle of manual entry, ensuring your expense log is always up to date.


Your Privacy Matters—Privacy is a top priority. Spend Tracker:
1. Requires no login or signup.
2. Stores all data locally on your device.
3. Never uploads your data to external servers or shares it with third parties.

Introduced several new features to help users take better control of their money:

Budget Alerts: Get notified before you overspend.
Excel Exports: Download your transaction history directly to a spreadsheet.
Spending Trends: Visualize your habits with data-driven insights.
Granular Tracking: Monitor your spending on a daily, weekly, and monthly basis.
Auto-track expenses via SMS. Budget alerts, trends & Excel export. No login.
Updated on
Sep 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection

What’s new

What’s new in this release:
- Add, edit, hide, restore, and delete transactions.
- Search transactions and filter them by category or visibility.
- Create custom spending categories with automatic merchant categorisation.
- View weekly spending summaries and month-over-month comparisons.
- Get safe-to-spend guidance, budget forecasts, recurring expense detection, and subscription insights.
- Create and track savings goals.
- Add bill and EMI reminders with notifications.