4.0
10.6K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

1.⁠ ⁠Shariah-Compliant Islamic Financing
•⁠ ⁠Access nano financing instantly, without the wait or paperwork hassles.
•⁠ ⁠Borrow small amounts tailored to your needs, with repayment modes and options.
2.⁠ ⁠Swift Approval Process:
•⁠ ⁠Get quick approval decisions with our advanced algorithms.
•⁠ ⁠Experience lightning-fast access to funds when you need them most.
3.⁠ ⁠Personalized Finance Recommendations:
•⁠ ⁠Receive tailored finance offers based on your financial profile and borrowing history.
•⁠ ⁠Optimize your borrowing experience with personalized recommendations.
4.⁠ ⁠Transparent Terms and Conditions:
•⁠ ⁠We prioritize transparency – understand all terms and conditions upfront.
•⁠ ⁠Know exactly what to expect with clear details on profit rates, repayment schedules, and fees.
5.⁠ ⁠Secure Transactions:
•⁠ ⁠Rest easy knowing your transactions and personal data are fully encrypted and secure.
6.⁠ ⁠Credit Building Opportunities:
•⁠ ⁠Build your credit responsibly with on-time repayments.
•⁠ ⁠Open doors to better financial opportunities with a strong credit history.
7.⁠ ⁠Convenient Finance Terms & Schedules:
•⁠ ⁠Minimum Amount: PKR 1,000
•⁠ ⁠Maximum Amount: PKR 50,000
•⁠ ⁠Finance Duration: 15 days or 30 days
•⁠ ⁠Maximum Annual Percentage Rate (APR): 273.75%
•⁠ ⁠Representative Example:
•⁠ ⁠Principal Amount: PKR 2,000
•⁠ ⁠Tenure: 15 Days
•⁠ ⁠Due Date: 29 June 2024
•⁠ ⁠Processing Fee (0%): PKR 0
•⁠ ⁠Profit Rate (0.75% per day): PKR 225
•⁠ ⁠Late Payment Charity Fee (e.g. for one day delay, a late payable fee shall be payable in addition to principal and markup): PKR 15 per day
•⁠ ⁠Cooling off Period: 24 Hours
•⁠ ⁠Any Other Charges: PKR 0
•⁠ ⁠Maximum Annual Percentage Rate: 273.75%
•⁠ ⁠Total Payable Amount: PKR 2,225


Welcome to Hakeem, where financial empowerment meets heartfelt support for every journey. Whether you're a dedicated Security Guard, a nurturing Housewife, a resilient Women Entrepreneur, or a determined Micro-Small Sole Proprietor, your dreams matter deeply to us.

From the bustling streets to the quiet corners, from the desks of Government School Teachers to the hardworking hands of Mazdoors, and from the steering wheels of Careem and Bykea to the everyday drivers shaping our communities, your stories inspire us.

We see the passion of Students, the determination of Freelancers, and the creativity of Micro-Influencers. We feel the dedication of Electricians, the humility of Housemaids, and the loyalty of Peons. We honor the compassion of Nurses, the commitment of Gym Trainers, and the care of Masseuses.

For those affiliated with Jamat-e-Islami or Dar al Uloom, for Sales Commission Agents seeking brighter horizons, for new job seekers embarking on fresh beginnings, for Construction Workers building dreams, and for Waiters serving with grace, your resilience moves us.

With Hakeem, we're more than just a financing platform; we're your steadfast companion on the path to financial freedom. Join us as we embark on this journey together, where every finance is a testament to your strength and every success story a celebration of your spirit. Let's walk hand in hand towards a brighter, more empowered future. Together, we rise.
Updated on
Apr 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
10.6K reviews
Aftab's Studio
March 17, 2026
The Hakeem App is one of the best loan apps currently working in Pakistan. Although they do make follow-up calls after the due date, their staff is always polite and never rude. The loan amount is delivered quickly, and the app itself is very user-friendly. I would definitely recommend the Hakeem App to anyone who needs a quick and reliable loan service.
18 people found this review helpful
Walee Financial Services (Private) Limited
March 18, 2026
Thank you for your kind words. We truly appreciate your trust in Hakeem and are glad to hear that you found our service quick, reliable, and user-friendly.Our team always strives to provide a respectful and supportive experience for every customer. Your recommendation means a lot to us, and we’ll continue working to serve you even better.
Aftab Nazir
March 17, 2026
I’ve tried many loan apps in Pakistan, but the Hakeem App stands out as one of the best. The process is smooth, and the loan amount is transferred very quickly. Even though they contact you after the due date, their team remains respectful and professional at all times. The app is easy to use and very convenient. I highly recommend the Hakeem App to anyone looking for a fast and trustworthy loan solution.
15 people found this review helpful
Walee Financial Services (Private) Limited
March 18, 2026
We’re really glad to hear that your experience with Hakeem has been smooth, fast, and convenient. Our team is committed to maintaining a respectful and professional approach at all times, and it means a lot to know you noticed that. Your recommendation truly motivates us to keep improving and delivering the best service possible.
Noor Saeed Baig (NOOR)
April 6, 2026
Misleading and unprofessional app. It shows “Cash” and “Mobile Recharge” options, but does not follow them. I selected cash, yet they forced an online payment without my consent. They claim to offer interest-free loans but still apply hidden charges, and the approval process is slow (around 24 hours). Not recommended. ❌
12 people found this review helpful
Walee Financial Services (Private) Limited
April 7, 2026
Hakeem works through a buy & sell mechanism, offering airtime that you can use to recharge your phone or sell it through a switch agent. This process ensures compliance with Islamic finance standards. For more details contact us on WhatsApp at +92 349 5966650.
Content rating
Everyone
Learn more

App support

Phone number
+924238370000
About the developer
WALEE FINANCIAL SERVICES (PRIVATE) LIMITED
developer@waleefinancialservices.com
Plot No. 2, Commercial Area, G10 2 Islamabad, 44000 Pakistan
+971 55 402 8079

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