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About this app

🌿 Wamaka Loan provides:
- Loan amounts from ZMW 250 to ZMW 55,000
- Flexible repayment periods between 100 and 365 days
- Annual Percentage Rate (APR) ranging from 14% to 30% per annum
- Clear and transparent terms with no hidden fees
Example:
- Credit ZMW 2,000 at an APR of 20% with a tenure of 100 days
- Interest on the loan = 2,000 × 20% ÷ 365 × 100 ≈ ZMW 110
- Total amount disbursed to the borrower = ZMW 2,000
- Total amount to repay ≈ ZMW 2,110
- Full repayment of ZMW 2,109 is due at the end of the 100-day term
🌻 Wamaka Loan – Fast & Easy Digital Loans
- Fully online application with simple steps
- Quick review and disbursement within 24 hours
- Flexible repayment terms from 100 to 365 days
- Build your credit profile and qualify for higher limits with successful repayment
🌴 Eligibility Requirements:
- Resident of Zambia
- Must be 18 years or older
- Have a valid National ID
- Own a registered mobile number
- Have a stable source of income
- Have a valid bank or mobile money account
🌱 Why Choose Wamaka Loan?
- Simple and user-friendly application process
- No collateral or credit card required
- Access the service anytime, anywhere (24/7)
- Transparent loan terms with no hidden fees
- Fast approval decisions
🌵 Security & Privacy
Your safety is our priority. Data is transmitted through secure channels, and all personal information is strictly protected. We do not share your data with third parties without consent. Your information is used solely for loan assessment and service improvement purposes.
🍁 About us
- Website:https://www.wamaka-loan.com/
- Privacy policy:https://www.wamaka-loan.com/privacy-policy
- Company: WAMAKA SOLUTIONS LIMITED
- Address: 119791 Shantumbu Road, Chalala, Lusaka, Zambia
- Email:contact.passionate@wamaka-loan.com
Your trusted digital lending partner.
Updated on
Aug 12, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App activity and App info and performance
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted