ALAT

Wema Bank

About this app

Introducing Africa’s first fully digital bank, ALAT, the ultimate digital banking solution brought to you by Nigeria’s foremost innovative bank, Wema Bank. With our digital and mobile banking app, ALAT, you can effortlessly manage finances, track spending, control spending limit, pay bills with ease and enjoy quick transactions at your convenience.

Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across all aspects of life, from finances to health, travel, lifestyle, insurance, savings, transportation & much more.

Through ALAT, users have enjoyed free bank card delivery services, deals & discounts, automated goal savings, stress-free control of finances and several other unique benefits.

With ALAT, you can:
1. Grow money, alone or with others, through automated Personal & Group Savings Goals tailored to your needs, explore seamless account management at your fingertips and efficient money management tools via the Personal Finance Manager on ALAT.
2. Experience secure banking with biometrics and selfie verification, facial recognition, and PIN authentication.
3. Prioritise your peace with features like incognito mode, light mode or dark mode settings, privacy features like “hide balance”, theme selection based on preference, cheque management [confirm, request, stop], card control and card management [lock, freeze, cancel, block], email and SMS notifications according to stipulated SMS and data charges disclaimer.
4. Access financial support with Collateral-free loans tailored to your needs—no hidden charges!
5. Enjoy both basic and advanced financial services ranging from Upgrade Account, Account funding, transfer money, buy airtime, buy data, pay for bills, Virtual Banking [including a Virtual Dollar Card], seamless online payments and Utilities payment, to Receipts management, bill scheduling, block card payments, report a dispense error, check transaction history, new account opening, settle transaction disputes, shop worldwide based on compatibility with Nigerian bank cards, bank and save in dollars with your domiciliary account, and enjoy many more desirable services and benefits.
7. Receive comprehensive support via our Customer Support contact information and in-app error reporting.
8. Enjoy Accessibility [no need to visit the bank] with 24/7 digital banking at your convenience, plus our seamless ALAT registration process for both Wema Account Holders and Non-Wema Account Holders.

In addition to ALAT, Wema Bank offers a plethora of banking options, especially with our USSD solution *945# which allows you bank with no internet connection requirement and no activation code needed, just your USSD Pin. If you love to visit our branches, our Phygital Tablets add the Digital Touch to your physical banking experience, allowing you "serve yourself" and sort your banking needs without the need for a Customer Service Agent—it's in-branch banking with no queues!

Enjoy an extensive range of payment options powered by Wema Bank, from USSD to Wema NQR, our "scan-to-pay" option; Africa's pioneering fully digital bank, ALAT; our seamless payment gateway, ALATPay; credit and debit cards, and more! For cards, simply request on ALAT or get an instant card with our in-branch activation option. Whatever your preferred banking method, we've got the perfect solution!

Enjoy reliable financial services, efficient transfers and payments, instant notifications, and seamless banking tailored to all aspects of your diverse needs, all on ALAT. Think of ALAT as the one-stop shop for all your banking, financial, life and lifestyle needs!

Join the digital banking revolution with ALAT today and experience seamless and secure banking like never before.

Download the ALAT app now and enjoy banking accessibility on any internet-enabled device, anytime, anywhere.