COCA: Crypto Card & Wallet

4.1
3.53K reviews
500K+
Downloads
Content rating
Everyone
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About this app

COCA is a next-gen banking app powered by stablecoins that lets you use crypto like cash - spend, buy and grow your digital assets, securely, effortlessly, and without the need for traditional banks.

Here is what you can expect...

Spend Crypto. Earn Cashback.


• Spend your stablecoins with COCA debit card at 50M+ merchants worldwide - online or in-store
• No maintenance fees
• Free ATM withdrawals up to $250/month
• Earn up to 8% cashback on all purchases
• Get 50% cashback on Netflix, Amazon Prime, Chat GPT and Spotify
• Enjoy up to 50% discounts on hotel bookings

Grow Your Digital Assets


• 6% passive income on your card balance
• No lockups, no hidden fees - funds stay liquid and accessible
• Earn rewards with card usage, referrals, and ongoing promotions

Swap for Free. Buy at the Best Rates


• Zero fees on swaps. Swap assets across 15+ blockchains
• Buy crypto using 182 local payment methods
• Access the best prices via COCA’s smart routing engine

Non-Custodial Wallet. Bulletproof Security.


• Non-custodial wallet - you control your crypto
• Built with MPC security - eliminates risks tied to private keys and seed phrases
• Anonymous biometric recovery ensures access even if you lose your device
• Your assets are always recoverable
• Zero compromises: COCA has never been hacked

Get Started in Minutes


Create your account in just a few minutes and secure it with biometrics. Deposit crypto or buy it with your bank card, and start spending and earning right away.
Updated on
Feb 16, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
3.49K reviews
Stahn
February 4, 2026
passed kyc, reported issue about virtual card oppenning, got vague explanation about problem with oppening... there much more better and easy to open crypto and regular card solutions
2 people found this review helpful
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CCA LABS
February 11, 2026
Hello Stahn! We're really sorry to hear that you've had a tough experience. We truly care about your concerns and want to help you out as quickly as we can. Could you please share your support ticket number with us? That way, we can look into it right away and assist you further. Thank you!
Jonathan Burns
March 23, 2024
I've found the wirex card and exchange pretty good over the years. The card is actually useful and it's great when travelling too. Makes it easy to spend your crypto too. However, the "wallet" tried to solve a problem that didn't exist, and, in my opinion didn't do it well. They claim you don't need to remember a seed phrase. True. But instead you need to keep a qr code safe. Turns out I've found it less easy to keep a qr code.
9 people found this review helpful
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Stevens
August 10, 2025
Staking through the app is not working. I made three deposits using the same address and network: two arrived, but the third hasn’t. It’s been over a week and support is non-existent. The only way to contact them is through a ticket, but I never received the ticket number or confirmation that it was received via email. Additionally, the AI experience on my phone isn’t perfect; some icons overlap. Cashback is monthly, not daily like many other exchanges. Overall, a bad experience, wasted time
1 person found this review helpful
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CCA LABS
August 14, 2025
We’re sorry for the trouble you’ve experienced. For staking, please update or reinstall the app. If it still fails, please send a new ticket with the # and check spam for our emails. For the deposit issue, your ticket # will let us investigate. Good news: this September we’re relaunching the COCA app with faster performance & a smoother experience.

What’s new

We’ve made behind-the-scenes improvements to enhance performance, stability, and overall app reliability.