COCA: Crypto Card & Wallet

CCA LABS

About this app

COCA is a next-gen banking app powered by stablecoins that lets you use crypto like cash - spend, buy and grow your digital assets, securely, effortlessly, and without the need for traditional banks.

Here is what you can expect...

Spend Crypto. Earn Cashback.

• Spend your stablecoins with COCA debit card at 50M+ merchants worldwide - online or in-store
• No maintenance fees
• Free ATM withdrawals up to $250/month
• Earn up to 8% cashback on all purchases
• Get 50% cashback on Netflix, Amazon Prime, Chat GPT and Spotify
• Enjoy up to 50% discounts on hotel bookings

Grow Your Digital Assets

• 6% passive income on your card balance
• No lockups, no hidden fees - funds stay liquid and accessible
• Earn rewards with card usage, referrals, and ongoing promotions

Swap for Free. Buy at the Best Rates

• Zero fees on swaps. Swap assets across 15+ blockchains
• Buy crypto using 182 local payment methods
• Access the best prices via COCA’s smart routing engine

Non-Custodial Wallet. Bulletproof Security.

• Non-custodial wallet - you control your crypto
• Built with MPC security - eliminates risks tied to private keys and seed phrases
• Anonymous biometric recovery ensures access even if you lose your device
• Your assets are always recoverable
• Zero compromises: COCA has never been hacked

Get Started in Minutes

Create your account in just a few minutes and secure it with biometrics. Deposit crypto or buy it with your bank card, and start spending and earning right away.

Ratings and reviews

passed kyc, reported issue about virtual card oppenning, got vague explanation about problem with oppening... there much more better and easy to open crypto and regular card solutions

Added funds to my account. After a while, my funds are gone. Card verification (KYC) is still pending. Scam company, under Wirex.

I've found the wirex card and exchange pretty good over the years. The card is actually useful and it's great when travelling too. Makes it easy to spend your crypto too. However, the "wallet" tried to solve a problem that didn't exist, and, in my opinion didn't do it well. They claim you don't need to remember a seed phrase. True. But instead you need to keep a qr code safe. Turns out I've found it less easy to keep a qr code.

What’s new

Skip the recovery phrase. Keep the control.
Get started faster with no recovery phrase needed — and when it’s time to add funds, you can now top up your card across more networks: Tron, NEAR, Solana and Aurora. Enjoy smarter notifications and better rewards visibility, plus bug fixes and stability upgrades for a smoother, more reliable app experience.