COCA: Crypto Card & Wallet

CCA LABS

About this app

COCA is a next-gen self-banking app powered by stablecoins that lets you use crypto like cash — buy, spend, grow, and manage your digital assets securely and effortlessly.

Here is what you can expect...

Your free EUR bank account

• Open a free EUR account in minutes
• Get paid directly — receive your salary straight into COCA
• Send and receive EUR via SEPA across Europe
• Pay bills, transfer funds, or move money globally in seconds
• One balance for spending — use it everywhere with your COCA card

Spend Crypto. Earn Cashback.

• Spend your stablecoins with COCA debit card at 50M+ merchants worldwide - online or in-store
• No maintenance fees
• Free ATM withdrawals up to $250/month
• Earn up to 8% cashback on all purchases
• Get 50% cashback on Netflix, Amazon Prime, Chat GPT and Spotify
• Enjoy up to 50% discounts on hotel bookings

Grow Your Digital Assets

• 6% passive income on your card balance
• No lockups, no hidden fees - funds stay liquid and accessible
• Earn rewards with card usage, referrals, and ongoing promotions

Swap for Free. Buy at the Best Rates

• Zero fees on swaps. Swap assets across 15+ blockchains
• Buy crypto using 182 local payment methods
• Access the best prices via COCA’s smart routing engine

Non-Custodial Wallet. Bulletproof Security.

• Non-custodial wallet - you control your crypto
• Built with MPC security - eliminates risks tied to private keys and seed phrases
• Anonymous biometric recovery ensures access even if you lose your device
• Your assets are always recoverable
• Zero compromises: COCA has never been hacked

Get Started in Minutes

Create your account in minutes. Deposit crypto, buy with your card, or fund your account via Bank transfer — then start spending, earning, and growing with up to 5% APY right away.

Your money. Your control. Anywhere.

Ratings and reviews

On the tab Banking when you swipe left and right on activities, vibration feels strange and shouldn't be there. -⭐ The app is consistently 12sec to open and sign in. I've tested the Revolut app and that's only 5sec. Using biometrics in both apps. +⭐ Support are quick. -⭐ Launching, minimizing, using another app, returning, sometimes results in 3 dot loading screen forever.

I sent 30 usdt swap to banking at the same crypto address, payment successfully sent but not received in the banking option. I am worried about this? I already submitted a ticket but did not respond. when I click on add products the kyc page is just opening and automatically closed. Bad Experience

❌⚠️"Warning! This platform charged me approximately $12 for a physical card, and a month later, they banned my account. They haven't returned the money even though I reached out to customer support and submitted all the official documents they asked for."

What’s new

We've made everyday banking even smoother:

• Unlock loyalty rewards faster with an easier path to join our loyalty program.
• Top up with crypto more easily thanks to support for additional blockchain networks.
• Enjoy simpler card funding with an improved card-to-card top-up experience.
• Download account and currency-specific statements whenever you need them.
• Higher-tier members can now request increased card spending limits for greater flexibility.