Wispend : Daily Budget Tracker

STTechCraft

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About this app

Wispend is a daily budget and expense tracker that turns one number - your budget - into a spending limit you can actually follow.

Tell the app how much you can spend and for how long. Wispend splits it into a daily budget, and every expense you log updates it instantly. No account, no bank login, no spreadsheet.

WHY A DAILY BUDGET WORKS
A monthly budget is easy to break, because the end of the month feels far away. A daily budget answers one question: can I spend this today? Wispend recalculates after every expense and at the start of each day, so the number on screen is always the truth.

FAST EXPENSE TRACKING
An expense tracker only works if logging something takes seconds, so that is what this one does.
- A large built-in keypad - add an expense in about two seconds
- Tag any expense to build your own spending categories
- Change the date and time of an expense you forgot to record
- Full spending history with day totals, grouped by date
- Deleted something by mistake? One tap to undo

A DAILY BUDGET THAT ADJUSTS ITSELF
- Spent less than planned? Spread the leftover across the remaining days, or roll it into today
- Went over? The app quietly recalculates the rest of the period - no shaming, no red alarms
- Days left and money left are always on the main screen
- End a budget period early and start a fresh one whenever you like

MULTIPLE WALLETS FOR SEPARATE BUDGETS
Keep separate budgets for cash, a card, groceries, a holiday or a business trip. Every wallet has its own budget, currency, colour and history, and only the wallet you pick is shown on the main screen.

SPENDING ANALYTICS THAT MAKE SENSE
Most expense managers hand you a list of numbers. Wispend shows you the shape of your spending.
- A category chart built from your tags - see where the money actually goes
- A daily calendar chart of every day's spending against your daily budget
- Period summary: total spent, average spend, largest and smallest expense, budget left
- Export your expenses to a CSV file for your own spreadsheet

HOME SCREEN WIDGETS
Two widgets - a minimal one with today's budget, and an extended one with more detail. Check what is left without opening the app.

WORKS OFFLINE. STAYS ON YOUR PHONE.
Your budgets, wallets and expenses are stored on your device in a private app database. There is no sign-up, no email, nothing to sync, and the app works fully offline - on a plane, on the metro or abroad.

BUILT FOR ANY CURRENCY
Pick from world currencies, type in a custom one, or switch currency symbols off entirely. Handy for travel budgets, trips abroad and expenses in more than one currency.

MADE FOR MODERN ANDROID
- Material You - the app takes its colours from your wallpaper
- Light, dark and follow-system themes
- A smooth, gesture-first interface built with Jetpack Compose
- Available in more than 20 languages

WHO WISPEND IS FOR
Anyone on a tight month. Students living on an allowance. Freelancers with uneven income. Travellers on a trip budget. Couples saving for something. People who want a simple money manager, budget planner and spending tracker, without the weight of a full personal finance suite.

WHAT WISPEND IS NOT
It is not a bank app. It does not connect to your bank account, it does not read your messages, and it never asks for card details. You decide what to write down. Wispend is a personal budgeting and expense tracking tool, not financial advice.

OPEN SOURCE
Wispend is open source under the GNU GPL v3 licence - anyone is free to read the code.

Most people do not overspend because they are careless. They overspend because nobody ever told them what today was worth. A daily budget tracker fixes that.

Set one number today, write down what you spend, save money without a spreadsheet, and find out where it really goes.

What’s new

Welcome to Wispend! Track your spending, set budgets, and manage multiple accounts with ease.