Halal Finance - Zero Interest

10K+
Downloads
Content rating
Everyone
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About this app

Halal is designed to make live easier for MSMEs by providing access to zero-interest finance for their business needs whenever they need it.

Our goal is to help individuals and businesses achieve a healthy financial lifestyle in the most ethical and lawful manner.

Thrift with Halal : Join or organize a thrift like Ajo/Esusu/Adashe (anywhere you are in the world) in the easiest and safest way and earn commissions.

As a member, you contribute a certain amount daily, weekly or monthly with other group members and the lump sum is received rotationally by each member either weekly or monthly.

No member can collect money without a joint approval of all the thrift savings members, this is part of the measures we have put in place to prevent fraud and also we conduct a proper KYC (Know Your Customer) on every member at the point of collection of contributions to ensure they keep running the contributions.


Save with Halal: This allows you to create different savings plans from education, emergency to trust fund. You can lock your fund which may generate profits for a period of time and set target savings to achieve your financial goals. If you allow us to use the fund, we invest in ethically and shariah compliant businesses and credit you with profit over the time of usage.


Bill Payments: Stress no more when you need to pay for dstv, internet, electricity or water. We also have discounts in place for our loyal customers plus referral bonuses.

Pay with Halal: We have simplified transactions and are still working on more innovative ways to make p2p transactions easier.

You can make transfers to Halal users and also to bank accounts. You can check out the QR code features at our partnered locations such as restaurants, rides, hospitals, pharmacies, fuel stations. Check here https://withhalal.com/pay-partner to see all our partnered locations.


Control Your Money, Unlock Your Future.

Halal gives you 100% control over your money, helping you to save more, profit more and provide you access to finance at the time of need without getting hooked by high-interest rates from loan sharks.


Your Money is Secure with Halal as your information

Your money is securely ware housed with our partner banks and your information is stored with different layers of encryption.

However, it is advisable not to share your details with anyone and Halal will never ask for your login details or transaction passcode.

To get the best out of your money, we have partnered with some of the most reliable and notable shariah compliant and ethical fund managers to ensure profits on your savings and investment.

Also, Halal protects your thrifts/ajo no matter which group you belong to on the app, our KYC gives us all details about the background of everyone using our platform, we verify every detail including workplaces and home addresses, ensuring they are who they claim to be.


In summary, here are the things you can do with Halal:

1. Join or create a Thrift/Ajo/Esusu/Adashe contribution
2. Subscribe to our Membership Group and access loan for your business needs at zero-interest.
3. Save your money for over 6 months and be among the 10 savers to win a trip and other prizes.
4. Withdraw money into your bank accounts at zero fees.
5. Get upto 10 monthly free money transfer to family and friends (Beneficiaries).
6. Win a bonus point every time you recharge your mobile lines and get a gift voucher when you hit a 1000 point.
7. Pay for your utility bills or renew your subscriptions i.e electricity, cable tv, internet, renewable energy, insurance and examination with a bonus voucher at 1000 points.
8. Refer people to Halal and earn points everytime they transact for a period of 1 year. Your points are converted to money which you can withdraw every month.

We care about your experience, if you encounter any issues please let us know at support@withhalal.com, we will be glad to help.
Updated on
May 2, 2022

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What's new

- Fund Wallet
- Bank Transfer
- P2P transfer
- Bills payment
- Top-up Phone(Airtime & Data)