BillKeeper: Bills & Budget

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Everyone
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Content rating
Everyone
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About this app

Take control of your money β€” no account, no cloud, no sign-up required. BillKeeper lives entirely on your device, so your financial data stays 100% private.

πŸ“Š TRACK EVERY TRANSACTION
β€’ Log income and expenses in seconds with a tap-friendly numpad
β€’ Manage multiple wallets β€” cash, bank accounts, digital wallets
β€’ Auto-detect recurring transactions and set up bill reminders
β€’ Customize categories to match how you actually spend

πŸ’° BUDGET SMARTER
β€’ Set monthly budgets per category and watch progress in real time
β€’ Spendable balance updates the instant you log a transaction
β€’ Payday forecast shows exactly when your balance will run out
β€’ Weekly and daily spending insights keep you on track

πŸ“… NEVER MISS A BILL
β€’ Smart bill reminders with quiet hours and daily notification cap
β€’ Track paid / unpaid status in one dedicated Bills screen
β€’ Due-date alerts delivered reliably β€” even offline

🎯 SAVINGS GOALS
β€’ Create goals and automatically allocate monthly contributions
β€’ Visual progress bar toward every goal
β€’ Milestone celebrations to keep you motivated

πŸ”₯ STREAKS & MONTHLY RECAP
β€’ Build a daily logging streak β€” auto-freeze once per week so life doesn't break it
β€’ Monthly Recap highlights your best and worst spending moments in a beautiful full-screen story
β€’ Year in Review: your complete 12-month financial journey at the end of every year

πŸ“ˆ FINANCIAL HEALTH & FIRE PLANNING
β€’ Financial Health Score tracks your streak, budgets, bills, and goals in one number
β€’ FIRE Calculator shows exactly how many years until financial independence β€” powered by your real spending data
β€’ Debt tracker to manage money you lent or borrowed

πŸ€– ON-DEVICE AI INSIGHTS
β€’ Spending pattern analysis, anomaly detection, and personalized tips
β€’ All computation happens on your device β€” nothing is sent to any server

🎨 BEAUTIFUL & ACCESSIBLE
β€’ Light, dark, and system-adaptive themes
β€’ Clean minimal design β€” no clutter, no noise
β€’ Home-screen widgets for instant balance at a glance
β€’ 18 languages supported

No subscription. No login. No cloud. Just you and your money.
Updated on
May 26, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

What’s new

Welcome to BillKeeper!

Track your bills, manage multiple wallets, set monthly budgets, and build a savings streak β€” all without an account or internet connection.

What's inside:
β€’ Multi-wallet expense & income tracking
β€’ Bill reminders with smart scheduling
β€’ Category budgets with live progress
β€’ Savings goals with auto-allocation
β€’ Monthly Recap & Year in Review
β€’ FIRE Calculator & Financial Health Score
β€’ Debt tracker
β€’ On-device AI spending insights