Take control of your money β no account, no cloud, no sign-up required. BillKeeper lives entirely on your device, so your financial data stays 100% private.
π TRACK EVERY TRANSACTION
β’ Log income and expenses in seconds with a tap-friendly numpad
β’ Manage multiple wallets β cash, bank accounts, digital wallets
β’ Auto-detect recurring transactions and set up bill reminders
β’ Customize categories to match how you actually spend
π° BUDGET SMARTER
β’ Set monthly budgets per category and watch progress in real time
β’ Spendable balance updates the instant you log a transaction
β’ Payday forecast shows exactly when your balance will run out
β’ Weekly and daily spending insights keep you on track
π
NEVER MISS A BILL
β’ Smart bill reminders with quiet hours and daily notification cap
β’ Track paid / unpaid status in one dedicated Bills screen
β’ Due-date alerts delivered reliably β even offline
π― SAVINGS GOALS
β’ Create goals and automatically allocate monthly contributions
β’ Visual progress bar toward every goal
β’ Milestone celebrations to keep you motivated
π₯ STREAKS & MONTHLY RECAP
β’ Build a daily logging streak β auto-freeze once per week so life doesn't break it
β’ Monthly Recap highlights your best and worst spending moments in a beautiful full-screen story
β’ Year in Review: your complete 12-month financial journey at the end of every year
π FINANCIAL HEALTH & FIRE PLANNING
β’ Financial Health Score tracks your streak, budgets, bills, and goals in one number
β’ FIRE Calculator shows exactly how many years until financial independence β powered by your real spending data
β’ Debt tracker to manage money you lent or borrowed
π€ ON-DEVICE AI INSIGHTS
β’ Spending pattern analysis, anomaly detection, and personalized tips
β’ All computation happens on your device β nothing is sent to any server
π¨ BEAUTIFUL & ACCESSIBLE
β’ Light, dark, and system-adaptive themes
β’ Clean minimal design β no clutter, no noise
β’ Home-screen widgets for instant balance at a glance
β’ 18 languages supported
No subscription. No login. No cloud. Just you and your money.