YNAB

ynab.com

In-app purchases

About this app

Where does all your money go? Exactly where you tell it to!

If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.

Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.

Start your one-month free trial today!

Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling


PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on


IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions


NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.


VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report


SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go


REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)


Your money is your life. Spend it well with YNAB.

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Ratings and reviews

Very good budgeting app for people who like to know exactly where their money is going, how much they spend each month, and want to save for meaningful goals. We used Mint for many years, which was pretty good. But this is much better. It's pretty easy to use once you learn the interface. There is definitely a learning curve, though. It's not the most intuitive.

This is my second time trying YNAB and I think I finally got it together. the app works pretty well I prefer working on the desktop though. the program is good for managing my money and budgeting seeing where all my dollars are going from my various checking accounts. I'm looking forward to seeing what a year's worth of data looks like.

Leaves a lot to be desired. Software is archaic and senseless. Not designed with logic and user-efficiency, also not intuitive. Lots of manual work and time, and will require frequent user maintenance to keep it correct. Days and hours to even figure out how to set up. The difference between this and my Excel sheet, is the fact that it imports transactions. Oh and also, the desktop & this app are not the same. Certain things work better on each.🤷‍♀️ Not cohesive

What’s new

We’ve squashed some bugs and closed some PRs so that you can keep aligning the way you spend with the way you want to live.