SpendFlux - Expense Tracker

Yuklore

About this app

SpendFlux — the expense tracker and money manager that puts you in control of your finances. Track daily expenses, set budgets, and finally understand where your money goes. No ads. No servers. 100% private.

Whether you earn a salary, run a business, or manage household expenses — SpendFlux gives you complete control over your personal finances.

💰 EXPENSE TRACKING
Record every income and expense instantly. Categorize transactions, add tags, and build a complete picture of your daily spending. The fastest way to track expenses on Android.

📊 BUDGET MANAGER
Set monthly budgets per category and track progress in real time. Get notified before you overspend. Works for groceries, rent, EMIs, entertainment — every penny planned.

🏦 MULTIPLE ACCOUNTS
Manage bank accounts, credit cards, digital wallets, and cash — all in one place. Always know your balance across every account.

💳 CREDIT CARD & EMI TRACKING
Track credit card spends and upcoming EMI payments. Stay ahead of due dates and avoid interest charges.

🔁 RECURRING TRANSACTIONS
Auto-track rent, subscriptions, salary, and recurring bills. Never miss a payment.

📈 ANALYTICS & INSIGHTS
Beautiful charts and monthly trend graphs show your spending patterns. Identify where to cut back and save more every month.

☁️ GOOGLE DRIVE BACKUP
Back up your data to your own Google Drive. Restore anytime, on any device. We never see your data — ever.

🔒 PRIVACY FIRST — OFFLINE & SECURE
All data stays on your device. No accounts required. No servers. No tracking. No ads. SpendFlux is a true offline expense manager — your financial data belongs only to you.

🔐 BIOMETRIC LOCK
Protect your data with fingerprint or face unlock. Bank-level security for your personal finances.

⏰ SMART REMINDERS
Never miss a bill or payment. Set custom reminders for upcoming expenses and financial goals.

🏷️ CUSTOM CATEGORIES & TAGS
Create categories with custom icons and colors. Use tags to group transactions across categories for deeper insights.

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🌍 WORKS EVERYWHERE
SpendFlux supports multiple currencies and works in any country. Whether you're tracking dollars, euros, pounds, rupees, or any other currency — SpendFlux adapts to you.

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❓ WHO IS SPENDFLUX FOR?

👨‍💼 Salaried professionals tracking monthly spending
👩‍🏠 Homemakers managing household budgets
🧑‍💻 Freelancers tracking irregular income and expenses
📱 Students managing pocket money and living expenses
👨‍👩‍👧 Families planning shared budgets and cash flow
💼 Small business owners separating personal and business expenses

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❓ FREQUENTLY ASKED QUESTIONS

Does SpendFlux require internet?
No. Fully offline. Internet only needed for optional Google Drive backup.

Is SpendFlux free?
Yes. All core features are free — no subscription, no in-app purchases, no hidden fees.

Is my data safe?
Yes. No servers, zero data collection. Nothing leaves your phone unless you back up to your own Google Drive.

Does it show ads?
Never. 100% ad-free. No banners, no pop-ups, no sponsored content.

Do I need an account?
No. No sign-up, no login, no email. Install and start tracking immediately.

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✅ FREE — all core features from day one
✅ No subscription or hidden fees
✅ Fully offline — no internet needed
✅ No ads, no tracking, no data collection
✅ Multiple currencies supported
✅ No account required
✅ Biometric lock
✅ Google Drive backup — your data, your drive

Download SpendFlux — the best free expense tracker and budget manager for Android. Start your journey to financial freedom today.

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What’s new

Credit card transactions are now tagged to the month they were spent (not the bill payment month), and bill payments are excluded from expense totals for accurate spending insights. The dashboard gets a month selector, credit card breakdown, and scoped transaction view, while analytics adds a monthly/general toggle and category drill-down — plus budget tracking now shows allocated vs overall limits at a glance.