ZMA HISAB - Digital Khata

Content rating
Everyone
100+
Downloads
Content rating
Everyone
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About this app

ZMA HISAB is a simple, fast digital khata (ledger) app built for shopkeepers and
small business owners. Replace the paper register: track every customer's
credit (udhaar), payments, and balance — even without internet.

WORKS OFFLINE, ALWAYS
• Add customers and entries with no internet — everything is saved on your phone
• Your data syncs safely to your account when you're back online
• Automatic cloud backup, restore on any phone by simply logging in

PER-CUSTOMER KHATA
• One clean ledger per customer: what you gave, what you got, running balance
• "You'll get / You'll give" totals for your whole business at a glance
• Search customers and entries instantly
• Full history is always preserved — edits never erase the original entry

FAST DAILY ENTRIES
• Built-in calculator keypad: type 1500+750 and save the result directly
• Backdate entries to the real business date
• Add notes to every entry (items, quantities, payment method)

PDF STATEMENTS & REMINDERS
• Export any customer's statement as a clean PDF
• Share statements or payment reminders on WhatsApp or SMS in one tap
• Statement periods with opening and closing balance — like a bank statement

SHOP TOOLS INCLUDED
• Calculator with history, profit margin, unit converter, bill split,
GST/tax helper, currency rates, and quick notes

PRIVATE & SECURE
• PIN and fingerprint app lock
• Your ledger is yours: no ads, no selling of data
• Delete your account and data any time from inside the app

IN YOUR LANGUAGE
• Full Urdu support — switch language any time in Settings

ZMA HISAB is built for the way small business actually works in Pakis
South Asia: udhaar today, payment on chand raat, and a clear hisab in between.

Questions or feedback? support@zmahisab.com
Privacy policy: https://api.zmahisab.com/privacy/
Digital khata for your shop — track customer credit, udhaar & payments offline.
Updated on
Sep 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Contacts and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Keep track of what your shop spends.

• New Expenses book: record spending that is not tied to any customer, like fuel, mobile load, tea or rent.
• See your totals for this month and all time at a glance.
• Categories are suggested from ones you have used before, so a repeat expense takes one tap.
• Expenses never change any customer's balance. Your khata stays exactly as it was.
• More reliable backup, with a clear warning if anything has not been saved to the server.