Zype Instant Personal Loan App

4.7
74.1K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Zype simplifies personal loans up to Rs.5,00,000 for salaried individuals in India.

Whether it's for medical emergencies, home repairs, or other essential needs, Zype is the go-to loan app trusted by over 5 million users for fast, secure, & reliable instant personal loans that are disbursed immediately. With features like early salary access and loan assist support, Zype ensures you’re never short on funds when it matters the most.

Based on your credit score, you can borrow just what you need, when you need it. Your credit score plays a key role in determining your loan approval & interest rate, helping you access better offers.

Why choose Zype instant personal loan app?


💸Instant personal loans up to ₹5,00,000
🚀Instant loan approval under 60 seconds via this loan app
⚡ Personal loan amount is deposited in the bank account
📲100% online loan through our loan app, no physical documents required

Get an instant loan with Zype – quick & paperless

👉 Eligibility criteria for getting an instant personal loan from the instant loan app
💼Salaried professional
💰Minimum monthly salary of ₹15,000
🪪Valid PAN Card
🪪Valid Aadhaar card

👉 Features of Zype’s Instant Personal Loans
💵Get an instant personal loan up to ₹5 Lakhs
👌Instant personal loan Interest rates start at only 2% per month
👉 Complete loan application in less than 8 minutes
🚀Instant personal loan approval under 60 seconds
➡️Transfer the required cash loan to your bank account instantly
🗓️Repay your instant personal loan in flexible EMI tenures of 6, 9, 12 & 18 months

Created for quick, safe and hassle-free personal loans, our online loan app guarantees flawless borrowing experience.

👉 Utility Bill Payments
📲Easily make online bill payments for credit cards, loan EMIs, electricity, gas, water, insurance premiums, post-paid mobile bills, & more with the online loan app for seamless financial experience.

🤑Enjoy guaranteed cashback every time you pay bills online via the loan app

👉Terms, interest rates & other charges on the instant loan app


💸Get Instant Personal Loan from ₹3,000 to ₹5,00,000
% Loan Interest rates – 24% to 36% per annum*
🗓️Quick Loan Tenures – 6 months to 18 months
🪙Processing fees from 2% to 6%
(*) Loan Interest Rate varies based on your risk profile

Steps to apply for instant personal loan on instant personal loan app


⬇️ Install the Zype app
👤 Create account & apply with PAN
✅ Get approval based on profile & credit score
📸 Complete KYC with Aadhaar & selfie
👆 Choose instant loan amount & EMI plan
➡️Gett Instant loan disbursal to your bank account

Our Lending Partners:
✨Respo Financial Capital Private Limited
https://respo.co.in/our-partners/
✨RPN Fintralease & Securities Pvt. Ltd.
https://rpnfin.com/index.php/our-partners/

Sample calculation of a personal loan:
✔️Amount: ₹50,000
✔️Tenure: 12 months
✔️Rate of Interest: 24% p.a.
✔️Processing Fee: ₹1,250 (2.5%)
✔️GST on Processing Fee: ₹225
✔️Total Interest: ₹6,736
✔️EMI: ₹4,728
✔️Amount Disbursed: ₹48,525 (PF + GST are deducted upfront during the loan disbursal)
✔️Total Repayment Amount (Loan amount + Interest): ₹56,736
*Note – All the above numbers are for representation only. The final interest rate or processing fee may vary depending on the profile assessment.

Reach Out To Us
Email: support@getzype.com
Phone: 080-35018179
Address: Ground floor, Dyna Business Park, Street no. 1, MIDC, Andheri (East), Mumbai, 400093

Data Security & Privacy: All the data that you submit to the instant personal loan app is safe & secure. Whether you're applying for an instant personal loan, a cash loan, or managing your EMI payments, all data transactions are protected through secure 256-bit SSL encryption.

With Zype, get an instant personal loan up to ₹5,00,000 in just 60 seconds—100% online, no paperwork. We guarantee fast, secure bank disbursal for emergencies, travel, and pay later.
Updated on
Jan 23, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
74K reviews
PRAKASH PALEM
January 31, 2026
I recently applied for a loan through the Zype app, and the process was impressively smooth. The application required very few steps, and my loan was approved almost instantly, the amount was credited directly to my bank account. The speed and simplicity of the experience really stood out, making the entire process hassle-free and efficient
24 people found this review helpful
Easy Platform Services Private Limited
January 31, 2026
Hi, Thank you for your fantastic 5-star review! We're thrilled you had a great experience. Know someone who could benefit from Zype? Refer them, and both of you can enjoy the excellence together!
Shivam Sallak
February 4, 2026
Excellent experience with Zype app! The loan application process was completely digital with no unnecessary paperwork. Approval took only 10 minutes, and funds were in my account within a few minutes. The interest rate was reasonable, and the interface is very user-friendly."
6 people found this review helpful
Easy Platform Services Private Limited
February 4, 2026
Hi, Thank you for your fantastic 5-star review! We're thrilled you had a great experience. Know someone who could benefit from Zype? Refer them, and both of you can enjoy the excellence together!
Rohit Panwar
February 4, 2026
Had a great experience with Zype...The application was super fast and the loan was approved in just a few minutes. If you need urgent money without a lot of paperwork, this is definitely a reliable app...Very happy with the service.
1 person found this review helpful
Easy Platform Services Private Limited
February 4, 2026
Hi, Thank you for your fantastic 5-star review! We're thrilled you had a great experience. Know someone who could benefit from Zype? Refer them, and both of you can enjoy the excellence together!

What’s new

We’ve fixed bugs and enhanced performance to make your experience smoother.
Enjoy a refreshed and improved UI/UX.
Update now for a faster and more seamless experience!

App support

Phone number
+918035018179
About the developer
Easy Platform Services Private Limited
support@getzype.com
06th Floor, 61, Maker Chamber Vi Backbay Reclamation Scheme Nariman Point Mumbai, Maharashtra 400021 India
+91 70455 69725

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