Trade Republic: Broker & Bank

Trade Republic Bank GmbH

About this app

The smartest way to invest, spend and bank.
Earn 2.75 % interest on unlimited cash. Get your subscription free card to spend and earn 1 % Saveback. Invest easily and safely with just 1 €.

Earn while you spend
- Activate 2.75 % annual interest with your new Trade Republic IBAN and earn money every month on unlimited cash with your current account. Enjoy full flexibility to withdraw any time.
- No monthly subscription fee. Unlimited free ATM withdrawals worldwide from 100 €.
- Earn 1% Saveback on card spending into your savings plan. You can earn Saveback on up to 1,500 € in monthly spending. To qualify, invest at least 50 € monthly in savings plans.
- Round up card payments and invest spare change on the go.

Save now for later
- Invest with just 1 € in stocks or ETFs. No hidden fees, easy and safe.
- Savings Plans on ETFs or stocks to invest continuously for long term wealth.
- Bonds to lock in high interest for years and get regular payments. Start with 1 €, sell anytime.
- Derivatives trading with premium partners: Citi, HSBC, Société Générale or UBS.

Trusted by millions
- Over 8 millions users and 100 billions € of assets across 17 European countries.
- German bank regulated by BaFin and Bundesbank.
- Publicly regulated exchange and better spreads than the reference market.

We are on a mission to empower everyone to create wealth with easy, safe and free access to the financial system.

Please refer to our website for more information.

Ratings and reviews

The app keeps crashing whenever I try to copy or paste anything in the contact form. It also crashes randomly from time to time when I just use the app to see my transactions, etc. Update: the app doesn't crash anymore (Feb. 2025), but now I can't access help, neither from app nor from desktop version. I like trade republic, but the app is really weird and unreliable, I don't like it at all.

Since they updated their app, it's unusuable. The UI/UX is horrible. Simple information such as buy-in info is very hard to see, the notifications are now hidden and also hard to access. Everything is out of place and alignment. Sad to see a great app get a UI revamp for absolutely no reason and a worse outcome. Please, bring back the old UI, that's all that's needed.

App is great. The customer service is the worst thing in the history of service. Any email you sent will be replied in two or three weeks time with a template answer that 95% of time doesn't answer your question. Quite frustrating if they have your money. I suggest the app if you are looking to start trading and see how things work. Other than that is useless on the long term because customer service is so bad. I spent a whole year trying to transfer my assets overseas. Months of frustration.

What’s new

We work every day to make the Trade Republic app even better for you.

Download the latest version to take advantage of the latest features. This version includes bug fixes and improvements.