Trade Republic: Broker & Bank

Trade Republic Bank GmbH

About this app

The smartest way to invest, spend and bank.
Earn 2 % interest on unlimited cash. Get your subscription free card to spend and earn 1 % Saveback. Invest easily and safely with just 1 €.

Earn while you spend
- Activate 2 % annual interest with your new Trade Republic IBAN and earn money every month on unlimited cash balance. Enjoy full flexibility to withdraw any time.
- No monthly subscription fee. Unlimited free ATM withdrawals worldwide from 100 €.
- Earn 1% Saveback on card spending into your savings plan. You can earn Saveback on up to 1,500 € in monthly spending. To qualify, invest at least 50 € monthly in savings plans.
- Round up card payments and invest spare change on the go.

Save now for later X
- Invest with just 1 € in stocks or ETFs. No hidden fees, easy and safe.
- Savings Plans on ETFs or stocks to invest continuously for long term wealth.
- Bonds to lock in high interest for years and get regular payments. Start with 1 €, sell anytime.
- Diversify your investment with new portfolios, like Private Markets and Fixed Income.

Trusted by millions
- Over 10 millions users and 150 billions € of assets across 18 European countries.
- German bank regulated by BaFin and Bundesbank.
- Publicly regulated exchange and better spreads than the reference market.

We are on a mission to empower everyone to create wealth with easy, safe and free access to the financial system.

Please refer to our website for more information.

Ratings and reviews

Absurd! Both me and my son have not managed to go through the ID verification step, the process breaks down at different steps. For me, it "doesn't recognize the face in the frame". Pixel 7, good camera, good light. For my son, the process broke down during the verification call - audio (loudspeaker) issues. Support completely unhelpful "uninstall and install again, maybe that will help". It didn't.

App is great. The customer service is the worst thing in the history of service. Any email you sent will be replied in two or three weeks time with a template answer that 95% of time doesn't answer your question. Quite frustrating if they have your money. I suggest the app if you are looking to start trading and see how things work. Other than that is useless on the long term because customer service is so bad. I spent a whole year trying to transfer my assets overseas. Months of frustration.

After some updates, the app became a little better but still not the most intuitive. There's for example no way of listing all scheduled transfers if there are more then 12, some just don't show in the list. And the way of getting to list them is not the most intuitive way. Please do some sort of survey, get input from users and fix your app. Why is it so difficult for you to get it right? Edit: why can't I filter transfers by a given sender name? the app is too buggy. Cannot see security infos