Lenda Pay by Direct Lending

Content rating
Everyone
10K+
Downloads
Content rating
Everyone
Unrestricted Internet
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About this app

Bila Perlu, Lenda Bayar Dulu.

Car broke down? Need medical treatment? Don't worry. With Lenda Pay by Direct Lending, you can get the services you need now and pay in easy monthly instalments.

Lenda Pay by Direct Lending is a Shariah-compliant BNPL (Buy Now, Pay Later) app built for real needs. We help Malaysians manage essential expenses with flexible instalments up to 12 months at over 3,000 partner merchants nationwide.

[WHAT CAN YOU PAY LATER FOR?]

Car Servicing & Repairs — Car service, tyre change, engine repair and more at workshops near you.

Vehicle Takaful — Renew your vehicle takaful and pay in monthly instalments.

Medical & Health — Treatment at hospitals, clinics, dental clinics and pharmacies. Your health should not wait.

[WHY LENDA PAY?]

Built for Real Needs: We focus on essential spending: car repairs, medical bills and takaful. The things that matter most in your daily life.

Real Human Support: Talk to a real person during working hours. We treat every customer like a friend, not just a number.

Shariah-Compliant: Certified by Amanie Advisors.

Approved in 30 Minutes: Register with your WhatsApp number, verify your identity, fill in information and get approved within 30 minutes during working hours. 100% Online.

3,000+ Partner Merchants: Car workshops, takaful merchants, clinics and more across Malaysia.

Flexible Instalments: Choose 3, 6, 9 or 12 months.

Scan & Pay: Scan QR codes at partner merchants for instant payment.

Clear Pricing: Profit rates shown upfront. No hidden fees. Every ringgit accounted for.

[HOW TO GET STARTED]

1. Download and open the Lenda Pay by Direct Lending app
2. Register with your WhatsApp number
3. Verify your identity & fill in information
4. Get approved within 30 minutes during working hour after submitting full documents
5. Scan QR at partner merchants — pay later for what matters

Need help? Our friendly team is ready to help during working hours. We're real people, not chatbots.

Lenda Pay by Direct Lending — because every hardworking Malaysian deserves fair and affordable financing. Yang penting, settle dulu.


Website: https://www.directlending.com.my
Privacy Policy: https://www.directlending.com.my/privacy-policy/
Shariah Compliant BNPL — Car repair, car takaful, medical (clinic, dental, etc).
Updated on
Aug 12, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

• UI improvements
Content rating
Everyone
Unrestricted Internet
Learn more

App support

About the developer
DIRECT LENDING SDN. BHD.
soontak@directlending.com.my
22-3A Oval Damansara 685 Jalan Damansara 60000 Kuala Lumpur Malaysia
+60 12-348 3337

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