DebtShift: Payoff Coach

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Everyone
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Everyone
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About this app

DebtShift turns your income, expenses, and debts into a practical payoff plan you can understand and follow.

Start with a guided financial checkup. Add fixed and variable income, monthly or annual expenses, credit cards, loans, installments, balances, minimum payments, and interest rates. DebtShift organizes those numbers into a clear picture of where you are now and what to do next.


PRIVATE BY DESIGN

• No account is required for the core financial plan
• Income, expenses, debts, daily entries, and reports stay on your device
• Export your profile file and save it wherever you choose
• Import the profile later to continue on the same or another device

Optional online features, such as support or Shift Sales, send only the information needed for the service you choose.

IMPORTANT

DebtShift provides educational guidance and personal organization tools. It is not a bank, lender, loan broker, investment adviser, or provider of financial products. Estimates depend on the information you enter and may change. Review major borrowing, legal, tax, or investment decisions with a qualified professional in your country.
See your debt-free date, compare payoff paths, and track progress privately.
Updated on
Aug 19, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection

What’s new

DebtShift: Payoff Coach.

- Create a personalized debt payoff plan.
- Track debts, income, expenses, and daily progress.
- Explore payoff scenarios and estimated debt-free dates.
- Save and restore your profile locally without creating an account.
- Supports English and Arabic.
- Includes financial skills and additional income opportunities.