ether.fi: Crypto Card & Spend

Ether.Fi

About this app

A smarter credit card that puts you in control.
Skip the bank fees and spend your money anywhere cards are accepted.
DeFi-native and non-custodial - You control your crypto, always
Up to 4% cashback on all purchases
Add your card to Google Wallet
Flexible spending options that work for you

Members get MANY exclusive perks:
No transaction fees
24/7 priority support
Premium metal card options
Luxury hotel and flight discounts
Purchase and travel baggage insurance
Visa lounge access and concierge


Top level security:
Easy, secure sign up with passkeys
Bank-grade security audits
Freeze and unfreeze your card in a tap
Advanced wallet protection

Come say hello!
Twitter: https://x.com/ether_fi
Discord: https://discord.gg/ether-fi

*Availability of the products and services on the ether.fi Cash app and any given features of such products may be subject to jurisdictional limitations.

Ratings and reviews

-⭐ Unable to add funds via bank transfer in the app. And on the web I get error "Bank service access pending". Waited 2 days and no change. Contacted support who quickly helped, so I could try and setup bank transfer again. But then I got the same error, which I told support and now they don't reply. Therefore -⭐⭐. Unsure if you can setup automatic payment of borrowed funds on deposits, but wouldn't that be a good idea?

App works well in Greece with a clean UI. Major flaw: if my balance is exactly €1.20, I can't buy a €1.20 juice – it gets declined as insufficient. Happens every time. Likely a hidden pre-authorization hold that reserves more than the amount. This makes the card useless for exact small purchases. Please fix the balance display to reflect the true spendable amount without hidden holds. Otherwise, good app.

Spent almost two weeks fighting with their support team to complete KYC for a bug in their very badly vibe coded app. They are finally able to send me a link to submit a proof of address document, the document gets rejected. That's it, no option to retry, no possibility to complete KYC. Is it a joke? What kind of procedure is that? Deleting the account I guess

What’s new

Bug fixes and stability improvements