FinScope-Convenient Tools

Koperasi SIMPAN PINJAM DANA SUMBER REJEKI

About this app

FinScope is a technology-based financial services platform that aims to provide accurate financial information, professional financial evaluation features, and loan product recommendations from partner financial institutions. This application does not act as a loan provider, but rather serves as an official liaison between users and authorized financial institutions.

FinScope is committed to providing transparent, secure, regulatory-compliant, and data-driven services to support users in making informed financial decisions.

1. Main Features and Services
1.1 Multi-Currency Exchange Rate Conversion
This real-time exchange rate conversion feature supports various international currencies. Users can utilize it for global transactions, travel activities, and cross-border shopping comparisons.

1.2 Financial Profile Assessment
FinScope provides a questionnaire-based financial assessment tool designed to identify users' financial characteristics. The evaluation results provide more relevant recommendations for short-term and long-term financial planning.

1.3 Financial Information and Updates
This application combines market conditions, economic policies, and financial industry news. This information is presented systematically to help users understand the latest economic trends.

FinScope is not a lending institution and does not disburse loans directly.
Users cannot receive loans from FinScope. This application only recommends partner financial institutions deemed suitable and appropriate for your profile. The loan approval, disbursement, and collection processes are entirely handled by a third party (the partner financial institution).
Loan Tenor
The loan term is flexible, with term options ranging from 91 to 240 days.
Loan Amount
Minimum loan amount: IDR 1,000,000
Maximum loan amount: IDR 80,000,000
Interest Rate and Fees
Maximum annual interest rate: 18% per year (equivalent to approximately 0.05% per day)

No hidden fees and no additional administration fees.
Loan Simulation Example (illustrative only)

Example: Loan of Rp 2,000,000, term of 120 days, annual interest rate of 18%

Daily interest rate
18% ÷ 365 ≈ 0.05% per day
Interest paid per day
2,000,000 × 0.05% = Rp 1,000 per day
Interest for 30 days
2,000,000 × 0.05% × 30 = Rp 30,000
Monthly installment (principal + interest)
Monthly principal: Rp 2,000,000 ÷ 4 = Rp 500,000 (estimated 120 days ≈ 4 months)
Total monthly installment: Rp 500,000 + Rp 30,000 = Rp 530,000 Rp
Total interest for 120 days
Rp 1,000 × 120 days = Rp 120,000
Total to be repaid
Rp 2,000,000 + Rp 120,000 = Rp 2,120,000
If the loan is approved, you will receive Rp 2,000,000 as the principal.
⚠ Important Warning
When you are redirected to a third-party application or platform to continue your loan application, please ensure you carefully read the loan contract, term, interest rate, and all terms and fees listed before clicking "Agree" or continuing the application process.

Contact Information:
Our Email: [e-mail]
Our Business Hours: Monday to Sunday, 8:00 AM - 6:00 PM
Our Address: JL. DAAN MOGOT RAYA NO. 47, North Tanjung Duren Sub-district,
Grogol Petamburan District, Kota Adm. West Jakarta, Jakarta Province