Ceria

PT Bank Rakyat Indonesia (Persero) Tbk.

Contains ads

About this app

- Loan Product : Digital Lending product with 1 up to 12 month installment
- Interest Rate : 1,99% flat per month or Annual Percentage Rate of 23,88%
- Limit : minimum of RP 500.000,- up to Rp 20.000.000,- maximum
- Example : If you choose to do 12 month installment to pay a transaction worth Rp 3.000.000,- with interest of 1,99% per month, then the repayment that must be done per month is Rp 309.700,-. Total payment is Rp 3.716.400,-

Ceria is a Digital Lending by Bank BRI based on Android applications. All saving customer of Bank BRI can apply for Ceria facility. With Ceria, user will get a chance of getting up to Rp 20 million facility whenever and wherever within 30 minutes.

Ceria will give easiest and fastest way for customer to fulfill every online transaction needs with starting amount of Rp 500 thousand up to Rp 20 million. User can choose up to 12 months tenor and never to worry about repayment. User's saving account will automatically debited every due date.

Ceria is officially registered and supervised by the Financial Services Authorization (OJK)

Ratings and reviews

The app is alright now, much better than the first time I used it. All my problems have been resolved, except my limit is still not full, although I've already paid all my credits. No idea why. And I also can't change my phone number, even though it is mentioned on the app's help center. So, I can't make any new purchases, unless I close my account and make a new one with the new phone number.

It always error when I try to do payment, I just can wait for them to do the autodebet, even their autodebet is worse, they left some installment unpaid even I have enough credit in my bank account and they said I didn't pay installment on time. Please fix it soon! Even the cs can't help to fix the problem. It's really worst!

Please improve the application again. Every time I enter the home page it always loads and why is the loading blocking UI. For loading that is not a UI form, you don't need to block UI. So it's hard to interact. the ui is pretty good but the ux is very annoying.