Pinang Flexi

PT Bank Raya Indonesia Tbk.

About this app

Cash loans of up to IDR 25 million with an easy and secure process—exclusively for those who receive their salary in a Bank Raya or Bank BRI account!

Pinang Flexi is a Bank Raya product designed to help you meet various financial needs quickly and conveniently. As Indonesia’s pioneer in app-based loans, Pinang Flexi offers the very best in service and reliability.

👉🏻 Why choose Pinang Flexi?
• Loans Up to IDR 25 Million with Competitive Interest.
Find flexible solutions for your financial needs.

• Repayment Terms up to 18 Months
Choose a plan that best fits your budget.

• Easy Requirements
Apply using only your KTP, plus enhanced security with selfie verification.

• Hassle-Free Repayment
Installments are automatically deducted from your salary account.

👉🏻 Loan Simulation
If you borrow IDR 1,000,000 for 12 months with a 1.5% monthly interest, your monthly installment is IDR 98,334, for a total repayment of IDR 1,108,008.

Don’t wait any longer! Download Pinang Flexi now and discover a simpler way to finance your needs—straight from your phone.

Have a question or need more information?
You can reach Sapa Raya through:
Contact Center: 1500 494
WhatsApp: [phone]
Telegram: t.me/RayaDigitalSupportbot
Instagram: @bankraya
Website: https://bankraya.co.id/

PT Bank Raya Indonesia Tbk is licensed and supervised by Otoritas Jasa Keuangan and is a member of Lembaga Penjamin Simpanan

Ratings and reviews

Been trying to apply for a loan for weeks now, but everytime I try to verify my payroll, it's automatically declined. Nothing is wrong with my payroll ya. Already tried to contact the call center, both by phone and email, but still haven't get any solution. Wait, my email doesn't even get a reply! What a shame! Useless CC agents too. What a joke!

Very great application and easy to use. The process of applying micro bank loan is very easy and fast. Just fill in the form and the approval process only takes less than 30 minutes. Great job!

Very useful application, it's simple and easy to use, really helps me cause have a lot of helpful features. Layanan serta fiturnya pun lengkap. I really recommend this app!

What’s new

Make change is fun you know!

For example, you make your bed, get your hair cut, get dressed so you look stunning.

The action is simple, the impact is crazy.

That's what Pinang Flexi does, there are always changes.

Let you be even more excited to use it ~

Kuy, update now.