Ready: Crypto & Card

4.3
7.22K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Take control of your money with the Ready Card. Spend it. Earn it. Grow it. Own it.

Here’s what you can do with Ready:

EARN 3% CASHBACK
- Earn cashback each month
- Get rewarded in USDC every time you spend
- Unlock cashback boosts and exclusive perks with a Ready Metal plan

SPEND CRYPTO LIKE CASH WITH NO FEES
- Spend anywhere in the world with no FX fees
- Fund your account in seconds and spend USDC
- Use your card anywhere Mastercard is accepted

GROW YOUR WEALTH
- Swap tokens instantly
- Invest your money in-app
- Earn rewards that put your bank to shame

EARN MORE BITCOIN AND ETHEREUM
- Buy Bitcoin with ultra-low fees
- Get high yield and rewards for holding your Bitcoin and Ethereum
- Grow your portfolio

BULLETPROOF SECURITY SINCE 2017
- Withdraw your money anytime
- Customer support from real humans
- Freeze your card and hide your balance in one tap

It’s your money. You don’t need permission. Download Ready.

With over 2 million downloads, Ready (formerly Argent) is a popular self-custody wallet known for its user-friendly experience and strong security. Founded in 2017, Ready gives you the best of Bitcoin and Ethereum at a fraction of the cost. Our smart contracts have secured over $1 billion in assets, and are used by top exchanges, including Binance, Kraken and OKX.
Updated on
May 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App activity and 2 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
7.12K reviews
Joe Cassidy
November 12, 2020
Great Smooth interface. This is a game changer! Throwing a quick edit in here because you guys seem very responsive. It sounds like you're all working hard on multiple solutions to various kinks. I hope you have considered an option to choose lower gas fees, if I have to sit in limbo an extra hour or lose a buck from a failed transaction that is sometimes preferable to paying some of the fees I'm presented with. Maybe choosing the slow option comes with a little disclaimer. Either way good job
22 people found this review helpful
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Adarsh Ron
August 2, 2020
Clean Application. Although I had issues with buying tokens, it was working later. Probably a third party api issue. I like how the security measures are handled. Especially, recovery takes 36 hrs once initiated. This is absolutely good as it gives users time to raise complaints if in case the account is compromised. The only thing I am worried about is the name Argent as I used to work for a company with similar name that trademarked that name but was in network monitoring industry.
4 people found this review helpful
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Human
May 9, 2026
STAY AWAY. if their servers have problems, you get "argent multicall failed" error and you can't make any transactions up to 24h, you also cannot access the seed/private key, so you completely depend on their company. their keys, their money. they also nerfed the cashback from 3% to ~1%. worst of all: they added 25% off claude/spotify/netflix. but the catch is: that 25% actually ends up being 1.33% cashback... you must spend 1500$ to get back 20$ spent on those "promos". SCAM SCAM SCAM!!!!!!!!!!
1 person found this review helpful
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Argent Labs
April 20, 2026
Please email us to help@ready.co from the registered email address so that we could check and help with the issue.

What’s new

From Claude to coffee. Use points to pay with Ready Rewards.