Bottleneck: financial manager

In-app purchases
Content rating
Everyone
10+
Downloads
Content rating
Everyone
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About this app

// Bottleneck is now public and free! Feedback is greatly appreciated. Found a bug? Is there something missing? Did you just want to share your thoughts? Write us directly to makeme.io@proton.me //

Your debt is not money. It is time.

Bottleneck takes what you owe and shows it to you in the only currency that really costs you: your time. That balance is not an abstract number. It is days and hours of your life you already spent without noticing.
This app does not lend you money. It does not sell you credit. It does not send you to a bank. It just shows you, plainly and without spin, how much of your life you owe to your debt, and how to win it back.

WHAT IT DOES

Log your debts and watch them turn into real work time. Every unit of currency becomes hours and days based on what you earn. See your Freedom Date: the exact day you hit zero if you keep paying. Every payment pulls it closer, and you watch it move.

The Life Calendar turns your debt into a grid of days that are already spoken for. It is uncomfortable. That is the point.

...try out the new voice selector. Let Bottleneck react to your decisions.

WHY IT IS DIFFERENT

No subscriptions. Pay once, it is yours forever.

No cloud, no accounts, no login. Everything lives on your phone and nowhere else.

No tracking, no ads, no data collection. We cannot see your finances because they never leave your device.

No silly gamification or cartoon badges. This is honest, direct, and a little brutal, the way talking about debt should be.

WHO IT IS FOR

For anyone tired of finance apps that read like they were written by a bank. For people who want to look their debt in the eye, in terms that actually sting and actually motivate. For anyone who prefers the uncomfortable truth over the pretty chart.

Bottleneck s a personal debt tracking tool. It is not a bank, not a lender, not financial advice.

Your money goes liquid when you reclaim your time. Start today
Your debt, measured in time. No cloud, no accounts, no nonsense.
Updated on
Aug 22, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection

What’s new

Minor improvements, pending tweaks. Things should be smoother now