Moneto: Budget Expense Tracker

Innovatek Software

In-app purchases

About this app

Moneto is a free expense tracker, budget planner and money manager that makes personal finance simple. Track expenses, income and transfers, set budgets, reach your savings goals and see exactly where your money goes — all in one clean, fast app, with no ads ever.

Whether you want a daily spending tracker, a powerful budget planner, or a full money manager and expense manager for the whole family, Moneto keeps your personal finance organized on every device.

⚡ WHAT YOU CAN DO
• Track expenses, income and transfers in seconds
• Create multiple wallets for accounts, cards and cash
• Set monthly, quarterly or yearly budgets with automatic alerts
• Build savings goals with deadlines and progress tracking
• Automate recurring transactions for bills, salary and subscriptions
• Attach receipts and invoices to any transaction (PDF, JPG, PNG)
• Analyze your money with 6 reports: overview, annual, categories, cash flow, net worth and forecast
• Export everything to PDF and CSV in your language

👨‍👩‍👧 GROUPS & SHARED EXPENSES
Share wallets, budgets and savings goals with family or housemates. Split shared expenses, track who owes what and get notified on every transaction — the easiest money manager for budgeting together.

🔒 PRIVACY FIRST
• Fully GDPR compliant
• Data hosted in Europe (Microsoft Azure)
• Encryption in transit and at rest
• Two-factor authentication (2FA)
• Biometric unlock with fingerprint or Face ID
• No ads, no profiling, no selling your data

🌍 13 LANGUAGES
English, Italian, German, Spanish, French, Dutch, Portuguese, Brazilian Portuguese, Croatian, Hindi, Indonesian, Turkish and Polish.

📱 WORKS EVERYWHERE
One account across Android, iPhone, iPad, Windows and Web, with automatic real-time sync. Start budgeting on your phone and pick up right where you left off on your computer.

💎 FREE FOREVER + MONETO PRO
Moneto is free forever with unlimited wallets, transactions and categories. Moneto Pro (€11.99/year with a 7-day free trial) unlocks all advanced reports, budgets, savings goals, group sharing and PDF/CSV export.

Take control of your personal finance today. Download Moneto — the budget and expense tracker that puts your money first.

Developed in Italy by Innovatek. Questions? [e-mail]

What’s new

What's new in v3.0.18
• New app languages: Portuguese (Brazil), Hindi, Indonesian, Turkish, Polish
• Many more currencies to choose from
• Improvements and fixes