Okolea Super

Okolea International LTD

About this app

Get Instant Personal Loans — Fast, Secure, and Transparent

Need quick access to credit? Okolea Super offers a seamless way to access personal loans directly from your smartphone. Whether it’s for an emergency, a business opportunity, or an unexpected bill, our app provides a fast approval process with no paperwork and no long lines.

🔹 Why Choose Okolea Super?

Instant Decisions: Get a real-time credit limit in minutes.

No Collateral Required: Access unsecured loans based on your digital financial footprint.

Flexible Terms: Loan amounts and repayment schedules tailored to your specific financial profile.

Bank-Level Security: Your data is protected using high-end encryption and industry-standard privacy protocols.

📍 Important Disclosure: Financial Data & SMS Usage

To provide an automated and fair credit scoring experience, Okolea Super requires access to your financial transaction SMS messages.

How we use this data:

Credit Assessment: We analyze your financial SMS history (such as M-Pesa, Airtel Money, or Bank transaction alerts) to verify your income and expenses.

Instant Offers: This automated analysis allows us to offer you a loan limit instantly without requiring physical bank statements.

Fraud Prevention: SMS verification helps us protect your account and ensure the security of your transactions.

Note: This permission is used solely for credit scoring and fraud detection. We do not read personal or private messages.

🔹 How It Works

Download & Sign Up: Register using your active mobile number.

Verify Your Identity: Provide your basic details and valid National ID.

Get Your Limit: Grant the necessary permissions for our scoring engine to analyze your financial behavior and provide an instant limit.

Receive Funds: Once approved, your loan is sent directly to your mobile wallet or bank account.

🔹 Loan Details

Loan Amounts: KES 1,000 – KES 50,000

Repayment Period: 91 days – 365 days

Annual Percentage Rate (APR): 30% - 120% (Maximum monthly interest 10%)

No Hidden Fees: All costs are disclosed upfront before you accept the loan.

Representative Example:
For a loan of KES 10,000 for 91 days at an APR of 120% with a KES 450 processing fee:

Principal: KES 10,000

Interest (3 months): KES 3,000

Processing Fee: KES 450

Total Repayment: KES 13,450

Monthly Installment: KES 4,483

🔹 Requirements

Must be 18 years or older.

Valid National ID.

Active mobile money account with consistent transaction history.

🔹 Privacy & Permissions
We take your privacy seriously. Your data is encrypted and never shared with third parties for marketing purposes. You have full control over the permissions granted within the app settings.

Customer Support
Need help? Reach out to our dedicated support team directly through the app or via our official email for any assistance with your application or repayments.

What’s new

Enhanced User Experience: We've refined user experience for ease of use.
Bug Fixes: Resolved onboarding issues for more stable experience.