Optima Business

Optima Bank OAO

About this app

Optima Business is an app for entrepreneurs that integrates payment acceptance, transfers, and company finance management.
All key business operations are available online!

With the app, you can:
open a current account for your sole proprietorship by registering online
accept payments from clients via QR code
offer clients payment for goods and services through Paida installment plans!
manage your business accounts and transactions
pay supplier invoices and transfer funds to partners
scan QR invoices and pay them without manually entering details
manage your business finances directly from your smartphone.

Special offer: Start accepting QR payments commission-free!
When you sign up from February 1 to June 30, 2026, you receive a 0% commission on payments up to 1,000,000 soms.
The offer is valid for 3 months: the limit is reset every 30 days.
If the limit is exceeded, the base rate applies for the amount above it.

What’s new

What’s New in Optima Business

We’ve made the app faster and more convenient for your daily work.

In this update:

— Improved payment services
Payments are now more stable and processed faster.

— Simplified signing
Confirming payments via scanner is now simpler with fewer steps.

Update the app to enjoy the improvements.