S-Net Mobile

4.5
1.55K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

S-Net Mobile, the Banque et Caisse d’Epargne de l’Etat, Luxembourg (Spuerkeess)’s free mobile banking app allows you to:

• view the transactions on your accounts and credit cards,
• execute payments (Eurotransferts),
• send secure messages to the Spuerkeess and access your received mail and documents,
• find a Spuerkeess branch or S-BANK ATM,
• simulate your personal or mortgage loan.

Furthermore, the PIN-login allows an even faster access to your daily banking operations.
Updated on
Jul 10, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Photos and videos, Files and docs and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
1.44K reviews
Gilles Schintgen
June 17, 2026
The app is mostly fine, but there's a glaring omission when it comes to notifications: I can enable notifications for incoming transactions (which is nice but non-essential), but the app does not support notifications for outgoing transactions (e.g. in case of a "domiciliation"). It's quite bothersome to check manually! I'd very much like to keep an eye on how much the insurance company debits from my account or the electricity company or my ISP etc.
1 person found this review helpful
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Serge Klein
July 2, 2026
Horrible, I have 5 banking apps, this is horrible. VERY VERY slow at login, messages like must turn of your VPN (which is not on), loads not all data. Wanted to pay concert tickets, failed 2 times, finally paid with Revolut in less than 1 minute. And also this Luxtrust confirmation at every time sucks. Will do more Revolut in future.
1 person found this review helpful
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Mathis Fernandes
June 19, 2026
With the experience I had it cant give more than 2 stars its really not that good, often there is features that dont load or arent available. I experience it as being very limiting often times. There is many things that are off that it seems easily to make an entirly new application than trying to fix this one.
3 people found this review helpful
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What’s new

- i-Hub : Share personal data with your other banks via i-Hub.
- WERO : Integrate the WERO payment solution.
- Minor adjustments
Content rating
Everyone
Learn more

App support

About the developer
Banque et Caisse d'Epargne de l'Etat, Luxembourg
elba.dvi@spuerkeess.lu
Place De Metz 1 1930 Luxembourg
+352 40 15 64 48