split peak - expense splitter

John N Kim

About this app

Split Peak is the fair, fast way to split expenses with roommates, couples,
and groups of friends — whether that's rent and bills in a shared apartment
or a trip abroad in three currencies. Start a group, share a short code, and
everyone logs expenses together. No accounts, no sign-ups. Split Peak nets it
all out and tells you who pays whom in the fewest possible payments.

SCAN A RECEIPT AND SPLIT IT LINE BY LINE
Out to eat with the group? Snap a photo of the receipt and Split Peak reads
the items for you. Tap who had what — share a dish or a bottle between a few
people, or give everyone their own — and the tax and tip are divided by what
each person actually ordered. It's the fair way to split a restaurant bill,
with no one doing mental math at the table.

COUPLES AND HOUSEHOLDS SETTLE AS ONE
Splitting with a couple or a family? Group them into a household. Each person
still counts as their own share when you split a bill, but the household
settles up as a single entity — so "The Smiths" pay once and get paid once,
instead of four separate transfers. If you've ever tried to work out what one
half of a couple owes on a group trip, this is the feature you wanted.

SPLIT RENT, BILLS AND EVERYDAY COSTS
Track the recurring things roommates share — rent, electricity, water, gas,
internet, phone, subscriptions — with categories that keep the monthly
summary readable. Works just as well for a single dinner as for a household
ledger that runs all year.

ANY CURRENCY, RATES LOCKED
Set a currency for the group, for each person (what they want to be paid
back in), and for each individual expense. Pay for dinner in yen and get
paid back in dollars. Exchange rates lock the moment you save, so once two
people are settled, they stay settled even when rates move later.

SETTLE UP WITHOUT THE MATH
Split Peak nets everyone's balances across currencies and works out the
smallest set of transfers that clears the group. Tap a suggested payment to
record it, or open Venmo, Cash App, PayPal, Zelle or Wise pre-filled with
the right amount.

ALSO INCLUDED
• Split evenly, by exact amounts, by percentage, or by shares
• Leave anyone out of a specific expense with one tap
• Live activity feed with list and calendar views, plus push notifications
when someone adds, edits, or pays
• Group summary with balances, who-paid breakdown and spending by category
• Search and filter the feed by person, category or amount
• Export any group to CSV

No login. No ads. No clutter. Just a clean, quick way to keep shared
money fair — with your roommates, your partner, or the group chat.

What’s new

• Sign in from more places: get your groups back on a new device from the Groups page, or from the sidebar on desktop.
• Saving a new group to your account is now an optional Get started step, not a pop-up.
• Smoother screen changes, a loading state on Activity, and fewer banners stacking up on a group.
• Fixed: signing out froze the app, and a payment someone else recorded could be recorded twice.