WavePay APP by Wave Money

Wave Money

About this app

Fast, Easy and Safe Online payments - Myanmar's Leading Mobile Financial Service
WavePay, Mobile wallet application by WaveMoney enabling the inclusion of all users into the digital payment ecosystem, riding on the largest network of ~60,000 agents and 200,000+ merchants. WavePay is one stop solution for all your payment needs:
• Send money to your family and friends using mobile number, including to those who are not on WavePay APP
• Scan QR code and make instant payments at grocery stores, medical shops, electronic shops, restaurants etc.
• Top up or buy packs for your or your family and friends mobile.
• Pay your bills easily – Internet, Solar, Insurance, MFI loans etc.
• Link your bank or MPU cards and easily transfer funds in and out of the wallet easily.
Safe and Secure payments
• Protected with “One Wallet, One Device” (1W1D) feature that enables access of your account from only 1 device at any point of time, keeping your WavePay account safe & secure.
• Set your PIN, which is a 4-digit number, it’s mandatory to set the PIN while creating your account and authorize all transactions using your PIN
• Additional security of 6-digit secret code for money transfer to people who are not on WavePay app. Money can be easily collected at the nearest WaveMoney agent shop by providing transaction ID and 6-digit secret code
Easy Cash-in and Cash-out services
• Easily Cash-in or Cash-out at your near Wave agent shops; more than 60,000 agents across the country are at your service all the time
• Link your bank accounts from our partner banks or any e-commerce enabled MPU cards for easily moving funds in and out of the wallet
Easy Airtime top up and bill payments.
• Top up or buy packs for your mobile and always stay connected with your loved ones. You can top up to any operator mobile number – ATOM, MPT, Ooredoo
• Make your internet bill payments across 30+ providers including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, Myanmar APN etc.
• Make your loan repayments across 40+ partners including – Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga,, Advans, Alliance, VisionFund etc.
• Make your Insurance payments of Prudential, Manulife, Capital Taiyo, Young Insurance, KBZ MS General Insurance etc
• Make your Solar bill payments of OV Solar, Solar Home, Sun King Solar
• Make your healthcare and telehealth service payments of PunHlaing Hospitals, MyanCare, myDoctor, Health4U, T-Fitness etc.
Fast and reliable payments at Online stores
• Make your online shopping payments at Shop.com.mm, OwayFresh and many other trusted partners instantly using WavePay and avoid worries about cash on delivery.
• Order your favorite food or groceries on FoodPanda and pay using WavePay app
Book Hotels & Tickets for Bus, Flights
• Domestic or international; One-way or Round trip – Book your flight tickets on FlyMya, AirKBZ etc and make payments with your WavePay wallet.
• Book online bus tickets - MMBus Ticket, Oway, AungSan, AungMinGalar, Mandalay Gate. Check seat availability & get real-time updates.
• Book hotels before you travel – Memories Hotel, Memories Travel, Balloons Over Myanmar, etc.
• Make hassle free payments for your groceries, medicines, electronics, clothing purchases by scanning Wave QR at 200,000+ merchants.

Contact Us
• WaveMoney Call Centre is available every day 8AM-10PM to provide any assistance. Call 900 from ATOM Numbers (free) or 097900090000 for other operator numbers
To become a business partner, agent? E-mail us at [e-mail] or call our call-center

Ratings and reviews

It's convenient to use the wave app.No need to carry a lot of cash when traveling.You can easily top up your phone, you can easily pay for shopping, even if you don't have enough money to go out, it's convenient if you have the wave app.I would like to suggest that if an error. occurs, I would like to reduce a little bit duration.Everyone who uses the wave app can use it conveniently. Thank you.

It's convenient to use the wave app.No need to carry a lot of cash when traveling.You can easily top up your phone, you can easily pay for shopping, even if you don't have enough money to go out, it's convenient if you have the wave app.I would like to suggest that if an error. occurs, I would like to reduce a little bit duration.Everyone who uses the wave app can use it conveniently. Thank you.

To all new users, don't use this app.It is untrustworthy. When u deposit your money in, there is no way to get them back. For my experience, I can't even withdrawl my money back. It says your pin is incorrect everytime, even your pin is correct. U can't even change yor pin back. Their server sucks. U will have to wait loading times which is really annoying,when u do something. The customer service also sucks. They won't answer your call, when u need help. What a shame!!!

What's new

Biometric Login:
Log in effortlessly using biometric authentication.
Make secure payments without manual PIN entries.
Optional feature; switch back to PIN authentication anytime.

Insufficient Balance Prompt:
Get alerted when your balance is low.
Encourages timely cash inflow into Wave Pay.

Enhanced Security and UX:
Improved account security for payments, biometrics, and KYC.
Streamlined user journey for a better experience.