Paytm: Secure UPI Payments

4.6
20.3M reviews
500M+
Downloads
Content rating
Everyone
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About this app

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is a one-stop solution for all your payment needs:

● Send money to your friends & family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants, etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband, etc.).

Paytm app is now powered by top Indian banks: Axis Bank, HDFC Bank, SBI Bank, and Yes Bank, ensuring a seamless and secure banking experience for all its users.

Safe, reliable and superfast UPI payments
● Enter your mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm.
● Your UPI ID is a unique ID used to make payments using the Unified Payment Interface (UPI).
● Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to ₹4000/- per day, no PIN required.

Building on the convenience of UPI, Paytm also offers enhanced flexibility with the RuPay Credit Card, allowing you to make secure payments effortlessly.

Benefits of using RuPay Credit Card on Paytm
● UPI payments via Credit Card: Just add your credit card on Paytm easily and pay at any shops without any CVV/OTP
● Hassle-free & safe payments: No need to carry credit cards everywhere
● Get Rewards & Cashbacks: Earn rewards, cashbacks on all your Paytm payments

Safe & contactless payments at offline stores
● Pay using Paytm UPI Payments app, mobile number or by scanning QR code at nearby retail stores, pharmacies, restaurants, petrol pumps etc.

Pay at online stores
● Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps

Easy recharge and utility bill payments
● Recharge your mobile, DTH (Tata Play, Sun Direct, Airtel DTH etc.) or pay electricity, broadband, water bills, insurance premiums, E-Challan, Loan EMI, Municipal tax etc.
● Find the latest prepaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge
● Recharge any FASTag

Order grocery, food and home decor items on Paytm ONDC
● You can order food and buy monthly groceries and get the best deals on Paytm ONDC.

Check free credit score

Get instant personal loans
● Loan amount starting from 50K to 25 lac
● Repay loan 6-60 months
● Annual interest rate (per annum monthly reducing): 10.99%-35%
● Loan processing fee: 0-6%
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
● Hero Fincorp Ltd: https://www.herofincorp.com/partners
● Aditya Birla Finance Ltd: https://finance.adityabirlacapital.com/our-digital-lending-platform-partners
● TATA Capital: https://www.tatacapital.com/partners.html
● Poonawalla Fincorp: https://poonawallafincorp.com/digital-partnership.php
● SMFG: https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details
● Clix :https://www.clix.capital/our-partners/

Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: Applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount payable: Rs.119186

Book tickets for Trains, Bus, Flights
● Paytm is the Authorized IRCTC Partner for Rail e-ticket booking, Cancellation, PNR Status & Live Train Status

Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services
Updated on
Nov 15, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Contacts
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
20.1M reviews
SHAICIUY डाले 2000 processing fee बचाएं
November 15, 2024
It is an really awesome app. The app is perfect, encountered, and prediction updated with new features. But everything was seen for the last past couple of months. The problem is that the screen dismeasuring in some point when you want the levels. But there are a few things didn't like it. The property ground planing with the high quality of photos. without having to good through the beginning sounds screen once repeated. But it shows that there is a problem and should try again twice. Thanks.
197 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
November 15, 2024
Thank you for your feedback. Please write to us at app.feedback@paytm.com. Please mention your Paytm app version, OS version, device model details and the screenshot of the error (if any). We will get back to you. Thanks!
Referral code- LGV2W2AE
November 14, 2024
It is an really excellent app. The app is unique, proficiency, and suitability updated with new features. The problem is that the screen dismeasuring in some point when you want the levels. But everything was seen for the last past couple of weeks. But it shows that there is a problem and should try again twice. But there are a few things didn't like it. The property ground planing with the high quality of photos. without having to good through the beginning sounds screen once repeated. Thanks.
240 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
November 14, 2024
Hi, thanks for rating us with 5 stars. We are happy to help you, in case of further queries please raise a ticket at https://bit.ly/paytm_care. Thanks!
Poonam Dixit
November 14, 2024
It is an really fantastic app. The app is unique, perceptiveness, and sharpness updated with new features. The property ground planing with the high quality of photos. But everything was seen for the last past couple of weeks. But there are a few things didn't like it. The problem is that the screen dismeasuring in some point when you want the levels. without having to good through the beginning sounds screen once repeated. But it shows that there is a problem and should try again twice. Thanks.
90 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
November 14, 2024
Hi, thanks for rating us with 5 stars. We are happy to help you, in case of further queries please raise a ticket at https://bit.ly/paytm_care. Thanks!

What's new

We are super excited about this update, and can’t wait for you to try it out
- Introducing UPI LITE Auto Pay! Auto top-ups keep your balance ready for quick, easy small payments.
- Repeat payments just got effortless - now track your recent transfers and payments directly in chat.