MOCO - Digital Wallet

3.6
756 reviews
50K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Welcome to the world of MOCO, your gateway to hassle-free, secure payments! Established in 2009, FOCUSONE Payment Solutions Pvt. Ltd., a financial service company in Nepal is dedicated to empowering cardholders with seamless access to essential services. Operating as a Nepal Rastra Bank Licensed payment service provider [PSP], FOCUSONE launched MOCO Digital Wallet in collaboration with VISA in 2021, revolutionizing payment solutions in Nepal by seamlessly integrating with VISA debit/credit cards and enabling secure transactions via MOCO.

MOCO redefines convenience by allowing users to link their debit and credit cards, facilitating swift in-app and QR-based transactions without the need to load funds. Pay utility bills, top up your balance, book flights using your debit/credit card, and make payments through MOCO’s Unified QR code — all on one secure platform.

We're not just a digital wallet; we are your key to a seamless, secure financial future. Join us on this exciting journey as we continue to innovate and reshape the way you pay.

How Does MOCO Work?
1. Add your debit/credit cards to MOCO
2. Make Transactions in-app or scan the Unified QR code to make purchases
3. Earn reward points on transactions

You can add your Debit/Credit Cards from the following banks
1. Agricultural Development Bank Limited
2. Citizens Bank
3. Everest Bank Limited
4. Garima Bikash Bank Limited
5. Himalayan Bank Limited
6. Jyoti Bikash Bank Limited
7. Kamana Sewa Bikash Bank Limited
8. Kumari Bank Limited
9. Laxmi Sunrise Bank
10. Machhapuchchhre Bank Limited
11. Mahalaxmi Bikas Bank Limited
12. Nepal Investment Mega Bank Limited
13. NIC ASIA Bank
14. Nepal Bank Limited
15. NMB Bank
16. Prabhu Bank
17. Prime Bank Limited
18. Shragi-la Development Bank Limited
19. Shine Resunga Development Bank
20. Siddhartha Bank

Our Services
Discover seamless convenience with our wide range of services. From quick and easy telecom and internet bill payments to hassle-free transactions for television and electricity bills, we've got you covered. Need to book a flight or settle traffic fines? We've got that too. Experience a smarter way to manage your payments with us.

1. Telecom/Top-up
2. Internet Bills
3. Television Bills
4. Electricity Bills
5. Khanepani Bills
6. Flight Booking
7. Traffic Fine Payment

For more details, visit our website at www.moco.com.np or follow us on Facebook and Instagram (moco.nepal) for regular updates and information.

If you have any suggestions for us on how we can improve, please send us an email at support@moco.com.np
Updated on
Jul 23, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.6
741 reviews
sandesh sukubhattu
December 14, 2025
First: Took 2 months + just to fix login issue. Now ux is so bad when i try to login. there is no loading screen after clicking login. i can click multiple times to login. This is just simple fix in single state or component. How hard it can be. Using this app just to pay electricity bill from credit card. Otherwise i would have uninstalled this app way back.
Did you find this helpful?
Baibhav singh
August 10, 2025
I used to pay my electricity and internet bills. Tried paying but the app has been acting weird for a few months. Login is very slow, app doesn't take fingerprint says invalid password. There is a lot to improve in this app. Hope I will be able to use this app without any issues in the future.
3 people found this review helpful
Did you find this helpful?
Sagar Ghemosu
November 8, 2025
can't even use scan to pay, previously it used zoom camera for scan but now it doesn't even open camera just stuck in white page.
Did you find this helpful?

App support

Phone number
+97715970055
About the developer
FOCUSONE PAYMENT SOLUTIONS
support@moco.com.np
Shanta Marg, Kamaladi Kathmandu 44600 Nepal
+977 985-1186793

Similar apps