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About this app

Yonda is the one super app helping Kiwis achieve a better financial future. Start with your free credit score and begin your journey to better financial health. Yonda has the tools and coaching to make the complex world of credit easy!

App Features

Set your financial goals

Use yo-coach to set your financial goals and get tailored tips on how to achieve them. If you’re looking for your first home loan, or to repair your credit score, or just want to save money - then Yonda can help.

Grow your credit score

A great credit score can help you save money on loan interest rates and prepare you for the pathway to owning a home. Our partnership with leading credit bureau Equifax enables Yonda to pull your credit score and offer personalised monthly updates on how to grow it! And just so you know, using Yonda will never affect your credit score.

Protect yourself with ID Security

Subscribe to ID Security and protect yourself from cyber attacks and identity fraud. As the rates of cyber crime rise in New Zealand, Yonda can help lock down your personal information and ensure your identity isn’t being used to take out credit. ID Security also scans the dark web daily to monitor if your email addresses and passwords are being attacked. Yonda will then notify you to take action.

Optional in-app purchases
Get ID Security from as little as a coffee a week! Subscribe for $99/year today (save 34% when you pay up front) or choose a monthly subscription of $12.50/month Payments will be charged to your Google account at confirmation of purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current period. You can manage or turn-off your auto-renew in your account settings any time.

FinView - coming soon

Imagine having all of your financial data in one place at any one time. That’s right, all your bank accounts, loans and investments in one simple view. FinView is an easy way to get your ‘net worth’ and to make more informed financial decisions.

Yonda Marketplace - coming soon

Compare financial products and find the best loan to suit your needs. We’re spinning finance on its head and putting you in charge of getting a better deal by serving the offers you want, when you want them. Shop home, vehicle and personal loans, insurance, Kiwisaver providers and more.

How to use Yonda:

Install the app on your smartphone
Complete the sign in process to identify yourself. This requires a few details (like driver licence or passport number) to retrieve your authenticated credit information. Your details are safe with Yonda — you can find our full privacy policy below. You’ll see your current score and get access to your full credit file. Then start to learn about what your score means for you.
Next, set up your financial goals in yo-coach to access custom tips and tricks suited to your financial needs.
Then look into the info-hub area for ideas and support to help grow your credit score and to build your financial health.
See all of your recent credit and app activity by checking in with the activity hub, and filter by colour to see positive, neutral, and warning alerts. Nice and simple!
And take a look at Yonda’s ID Security subscriptions. These help you stay safe from online fraud and illegal attempts to get credit in your name.


Yonda uses credit provider Equifax to provide its credit information. You can use Yonda to track your financial behaviour and make informed decisions. Checking your score with Yonda is entirely free and will not affect your score. Info and tools on the Yonda app are used as a guide only and do not constitute financial advice. Use Yonda as a starting point and then seek professional advice.

ID Security Terms of Use: https://yonda.nz/disclosures/terms-of-use-yonda-id-security/
Updated on
Dec 22, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Files and docs and 2 others
This app may collect these data types
Personal info, Photos and videos and 4 others
Data is encrypted in transit
You can request that data be deleted