Credit Sesame: Grow your score

4.7
196K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
Digital Purchases
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About this app

Credit Sesame is an all-in-one credit score management app designed to improve your credit score and financial health. Our platform empowers you to access, understand, and build your credit, managing its growth and protection.

We analyze your credit profile to find the best offers for credit cards and products that match your needs, making it easier to reach financial goals.

From understanding your credit score to finding credit card options, our app
provides tools for smarter financial decisions. Whether your goal is to improve your credit score, repair credit, or secure your dream home, Credit Sesame is your trusted partner.

Join millions who rely on Credit Sesame to manage, protect, and grow their credit scores daily.

Be wise and start improving your credit score today with features
like:

ā–¶ Check your Credit Score for Free

Credit Sesame refreshes your credit score daily, so you can track progress and stay on top of your credit journey. Understand what affects your score and how to improve or repair it.

ā–¶ Credit Report Summary & Sesame Grade

Receive a weekly credit report summary with a simple letter grade, highlighting key factors influencing your credit score, helping you to stay informed and build smarter credit habits.

ā–¶ Free Credit Alerts & Credit Monitoring

Stay protected with real-time alerts and continuous credit monitoring. Get notified of credit report changes.

ā–¶ See Your Credit Score Potential

Use our tools to explore your score potential. Discover how your current credit behavior may shape your future credit score.

ā–¶ Credit Sesame Premium Subscription

Unlock enhanced credit score insights and protection with a Credit Sesame premium subscription. Get deeper insights, and resources to help improve your credit score which includes:

• 3-Bureau Credit Scores: Access your credit scores from Experian, Equifax, and TransUnion.

• Credit Score Simulator: Test scenarios to see how different financial choices could impact your credit score.

• Credit Dispute Support: Identify and dispute inaccuracies that affect your credit score.

• Rent Reporting: Build credit history by reporting rent payments to credit bureaus.

• Instant Credit Offers: Receive personalized credit offers with high approval odds.

Take advantage of these features with a Credit Sesame premium subscription—empowering you to make informed decisions and protect your credit score and financial future.

ā–¶ DISCLOSURES

Eligibility and additional details, personal loan interest rates and fees: You can see personal loan offers on the Credit Sesame personal loan marketplace from third party advertisers from which Credit Sesame receives compensation.

Offers have rates that range from 1.99% apr to 35.99% apr with terms from 1 to 10 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Sesame. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender's terms and conditions for additional details.

All loan offers on Credit Sesame require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts.

Personal loan repayment example: the following example assumes a $15,000 personal loan with a four year (48 month) term. For aprs ranging from 1.99% to 35.99%, monthly payments would range from $338 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,212 to $28,492.

Join over 18 million members maximizing their credit potential with Credit Sesame. Make informed decisions and take control of your financial future today!

For more information:

All Policies: https://www.creditsesame.com/legal/policies/
Customer Service: help@creditsesame.com
Updated on
Jun 15, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
191K reviews
mojrcy
May 29, 2026
False advertising!! I started the 7 day free trial because it advertised that I would be able to see all 3 scores, after agreeing to the trial, I still was only able to see my Transunion score and report. Now it wants me to skip trial and pay for Credit sesame + in order to view all 3 scores and reports. That's false advertising and you already had a class action lawsuit about this issue a few years back. That's very deceiving, please fix!!
2 people found this review helpful
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A Google user
June 2, 2019
This app is just an advertisement for credit cards. The "tips" provided to improve your credit score are misguided as they only ever suggest using loans to pay off credit card debt and opening more credit cards to lower your limit. If you are truly trying to better your credit situation and gain wealth, Credit Sesame is not the way to do it. It's a total joke. Credit Karma is free, provides weekly score updates and provides beneficial tips along with marketing offers.
212 people found this review helpful
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Chad Moreland
June 22, 2022
These credit-helping apps are wonderful if you're trying to get your credit back together; that was my case. But just know, they don't fix your credit, they guide you through with all of the info you need, basically, how to figure it out yourself. After you get your credit situated (and you know your new credit issues), the best benefit from this app is the credit monitoring. Even though I know I have a bit to go to get myself back up there, Credit Sesame gave me confidence to strive forward.
1,227 people found this review helpful
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What’s new

We are always making improvements to Credit Sesame. To make sure you can access the latest analysis and alerts about your credit score, keep your Updates turned on!