Credit Sesame: Build Credit

Contains adsIn-app purchases
151K reviews
Content rating
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About this app

Credit Sesame is a free credit score management app. We help you access, understand, and protect your credit all in one place.

With a free Credit Sesame account, you get your TransUnion credit score right away, with personalized actions you can take to build positive credit history. We analyze your credit profile to find the best offers for credit cards and loans based on your chances of approval, projected credit score improvement, and potential savings.

Whether you’re looking to improve your credit score or purchase a house, Credit Sesame can help you reach your financial goals faster.

Ready to improve your credit and financial health with Credit Sesame? Download our app and sign up to unlock:

• Free credit score & credit report summary:
Check your credit score and see what’s impacting it. Always know your TransUnion credit score with daily refreshes.

• Free Sesame Grade:
See a clear letter grade based on the 5 major factors that impact your credit score,

• Free credit alerts & credit monitoring:
Get notified about changes to your credit file and protect your score.

• Free credit tips:
Get personalized insights and actions that can help you improve your credit score and get the best rates.

• More borrowing power:
Get recommendations for credit products with higher approval odds. Browse the best credit card offers based on your credit profile. See your chances of approval and apply for a credit card quickly and easily!

• Save on mortgages, auto loans, and more
Find better rates and refinancing options

• Credit Builder account:
Use debit to quickly build credit.1 Start building credit when you use the Builder feature of your prepaid Sesame Cash debit card. Build payment history with everyday purchases. No credit check. Fees may apply2

Join 17+ million members and start doing more with your credit score today!
Updated on
Sep 22, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

147K reviews
Gabriel Holbrook
May 24, 2023
My credit score jumped over 60 points in the first month. I am absolutely ecstatic about this app, wonderfully made, easily understood, easy to use and navigate and most important of all in my opinion, it does what it says, it raises your credit score not only by 1/2pts, but a substantial amount that matters each time! I've tried several other apps, they're pitiful in comparison. hardly increased score,if at all. Credit sesame for the win! Me for the win! Thanks credit sesame! So grateful!
412 people found this review helpful
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July 4, 2023
I'm sure this is a great app, but unfortunately for me, things didn't quite work out really well. After depositing $100, get a virtual debit card, which they claimed would boost my credit, one week later and my balance still says $0, i was charged that amouny as stated on my bank statement, but never got the benefit. I keep trying to reach customer support, but they just talk around the issue, and one has completely ghosted on me. I'm at a loss :/
350 people found this review helpful
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Credit Sesame, Inc.
August 29, 2023
Thanks for the feedback! We reviewed your account and saw that your deposit was completed, but it did take a few days to post to your account. This is normal for a holiday week (July 4th) where it takes a multiple business days to complete. Sorry if this wasn't clear! Please, let us know if you have any more issues.
A Google user
December 27, 2018
The app is great overall. It helps me track my credit and gives good suggestions. My only issue is that it does not update the payment history at all really. Says I have 3 late payments and one collection. I have not had a collection for quite some time. paid in full actually. They also still count that as a late payment. Just wish the app was more accurate
671 people found this review helpful
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What's new

We are always making improvements to Credit Sesame. To make sure you can access the latest analysis and alerts about your credit score, keep your Updates turned on!