Breakwater Federal CU

50 reviews
Content rating
Everyone
1K+
Downloads
Content rating
Everyone
Learn more
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About this app

Breakwater Federal CU is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.
Breakwater Federal Credit Union is a mobile decision-support tool
Updated on
Jul 14, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Contacts, and App activity
  • This app may collect these data types
    Personal info, Financial info and 5 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

49 reviews
Linnaia Crist
May 23, 2026
Mobile deposit is such a pain. Usually I have to retake the photo like 10 times because it automatically goes blurry right as it's taken. You also have to write "for mobile deposit only" on the back. So I do that and then it gives an error after processing for a whole minute and won't deposit, saying I didn't write that when I did. Just so frustrating! The old app worked so much better. Wastes so much time that I often have to take the time and gas to drive to the bank just to deposit checks.
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Zach Normand
November 25, 2024
Ever since this new app, I haven't been able to access my account from my phone. The app just loads with the screen saying, "Just a moment, while we prepare your experience" After a while it'll say an error has occurred and ask me to restart the app only for the samething to happen. I have deleted and reinstalled this app 5 or 6 times with no change. The old app was perfect, and I never had any issues with it. This new app has been nothing but problems. I'd give this app -5 stars if I could.
4 people found this review helpful
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Leo Surovitskii
May 15, 2026
The app is simple, clear and works stable.
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What’s new

Version 3.36.0 • Bug fixes and performance improvements
Content rating
Everyone
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App support

About the developer
BREAKWATER FEDERAL CREDIT UNION
mobileapp@breakwaterfcu.org
700 E Sharon Ave Houghton, MI 49931 United States
+1 906-482-5005

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