Breakwater Federal CU

4.0
43 reviews
1K+
Downloads
Content rating
Everyone
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About this app

Breakwater Federal CU is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.
Updated on
Jan 23, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Contacts, and App activity
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.0
43 reviews
Russell McMullan
November 30, 2025
Some improvements visually (barely) over the MTEFCU App. Edit: They finally fixed the balance display issue. However, over 10 months ago the issue was brought up regarding text notification and location of pending charges. MTEFCU app did this perfectly, but nearly a year later this app still can't do it. The bank as a whole is seemingly just sliding down a quality slope.
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Xander Nordmark
November 8, 2025
normally the app works fine, but recently it doesn't work and keeps telling me to update. there is no update available for me to do.
1 person found this review helpful
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Zach Normand
November 25, 2024
Ever since this new app, I haven't been able to access my account from my phone. The app just loads with the screen saying, "Just a moment, while we prepare your experience" After a while it'll say an error has occurred and ask me to restart the app only for the samething to happen. I have deleted and reinstalled this app 5 or 6 times with no change. The old app was perfect, and I never had any issues with it. This new app has been nothing but problems. I'd give this app -5 stars if I could.
3 people found this review helpful
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What’s new

Version 3.30.2 • Bug fixes and performance improvements

App support

About the developer
BREAKWATER FEDERAL CREDIT UNION
mobileapp@breakwaterfcu.org
700 E Sharon Ave Houghton, MI 49931 United States
+1 906-482-5005

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