Big Loan: Online Cash Loan App

FINGERTIP FINANCE CORP.

About this app

Big Loan is an online cash loan app for the Philippines, owned and operated by Fingertip Finance Corp. Apply for a peso loan directly from your phone — no branch visit, no long queues, and just 1 valid government ID. Interest rate as low as 0.33%.

━━━ WHY BIG LOAN ━━━
📱 A 100% online loan application from your mobile device
🆔 Only 1 valid government ID required
✍️ Loan agreement confirmed with a one-time code sent by SMS
🇵🇭 A Philippine lending company registered with the SEC
💬 Local customer care in the Philippines

━━━ WHO CAN APPLY ━━━
— A Filipino citizen
— 21 to 70 years old
— Holder of a valid government-issued ID
— With an active mobile phone number

━━━ HOW TO GET A CASH LOAN ONLINE ━━━
1. Install the Big Loan app and register with your mobile number
2. Complete your profile and submit 1 valid ID
3. Select your loan amount and repayment term
4. Confirm your loan agreement using the code sent by SMS
5. Receive your funds

━━━ LOAN AMOUNTS AND TERMS ━━━
First online loan: from PHP 1,000 to PHP 10,000
Repeat customers: up to PHP 25,000
Repayment term: 90 to 180 days
You can get our installment loan once you have already paid your first loan in full. Only repeat borrowers can avail our installment loan.
Note: Loan applications are subject for approval.

━━━ COST OF YOUR LOAN ━━━
Minimum APR: 0% (for first online peso loan only)
Maximum APR: 36%
Minimum period: 90 days
Maximum period: 180 days

The interest rate for using the loan in the first 15 days (interest-free period) is 0% per day (0% per annum). For the next 165 days, a floating interest rate is applied (from 0% to 36% per annum).

How the cost of the loan is calculated:
Amount to be returned = Loan Amount + Overpayment Amount, where
Overpayment Amount = Loan Amount * Loan Period * (Rate in % / 100)
All applicable fees (including a processing fee of PHP 250) are already included in the total cost of the loan.

Example: You apply for PHP 20,000 and choose repayment over 6 months, your monthly payments will be only PHP 5,000 per month, your total cost of the loan will be PHP 23,850*. All applicable fees (including a processing fee of PHP 250) are already included in total cost of the loan.

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan.

Big Loan is a product of Fingertip Finance Corp., a financing company regulated by the Security and Exchange Commission with Registration No. 2020070001053-00 and Certificate of Authority No. 1319.

━━━ COMPANY AND REGULATORY INFORMATION ━━━
Corporate Name: FINGERTIP FINANCE CORP.
Business Name: Big Loan
SEC Registration Number: 2020070001053-00
Certificate of Authority Number: 1319

FINGERTIP FINANCE CORP. doing business under the name and style of Big Loan (Formerly: FINGERTIP LENDING CORP. doing business under the name and style of Big Loan)

Find us in the List of SEC Recorded Online Lending Platforms.

━━━ CONTACT US ━━━
For more info about us, visit bigloans.ph
Big Loan Customer Care: (02) 837-44500 / 09171454094 or [e-mail]
SEC Contact Center: 14732 (1-4SEC) or https://imessage.sec.gov.ph/

Big Loan is an online lending app for the Philippines offering a cash loan, a peso loan and installment loan options in one application.

What’s new

Bug fixes and product performance improvements