Debt Payoff Tracker

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Everyone
10+
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Everyone
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About this app

Take control of your finances and become debt-free faster with Debt Payoff Tracker — the smart way to crush your debt and save thousands in interest.

WHY CHOOSE US?

We offer 4 proven payoff strategies including our exclusive Credit Score Focus method that prioritizes high-utilization credit cards to improve your credit score while eliminating debt.

SMART PAYOFF STRATEGIES
• Debt Snowball — Pay smallest balances first for quick wins
• Debt Avalanche — Tackle highest interest rates first to save money
• Credit Score Focus — Prioritize high-utilization cards to boost credit
• Custom Order — Arrange debts your way

KEY FEATURES

SEE YOUR DEBT-FREE DATE
Know exactly when you'll be debt-free. Our calculator updates in real-time as you make payments.

WHAT-IF CALCULATOR
See how extra payments speed up your journey:
• Months saved
• Interest avoided
• Side-by-side comparison

TRACK ALL YOUR DEBTS
Credit cards, student loans, auto loans, mortgages, personal loans, medical bills — add any debt you have.

MULTI-CURRENCY SUPPORT
Track debts in 8 currencies: USD, EUR, GBP, CHF, CNY, CAD, AUD, and JPY.

PAYMENT HISTORY
• Record payments with date and amount
• See principal vs. interest breakdown
• Add notes for extra payments

BEAUTIFUL VISUALIZATIONS
• Animated progress ring
• Balance distribution chart
• Monthly payment timeline

PAYMENT SCHEDULE
Month-by-month breakdown showing exactly when each debt will be paid off.

STRATEGY COMPARISON
Compare all 4 strategies side-by-side to find the fastest and cheapest path to freedom.

PAYMENT REMINDERS
Customizable notifications so you never miss a payment.

SECURITY & PRIVACY
• App Lock with Face ID, Touch ID, or Passcode
• All data stored on your device
• No account required

WORKS ON iPHONE & iPAD
Beautiful responsive design with dark mode support.

CREDIT UTILIZATION TRACKING
Track your credit card utilization with at-a-glance indicators from Excellent to Needs Work.

PREMIUM
Upgrade to track unlimited debts. Free version allows 1 debt.

Start your journey to financial freedom today!


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Track debts, compare payoff plans, schedule payments, and become debt-free.
Updated on
Aug 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection

What’s new

ui improvements