Noma - Multi-Currency Budget

Noma App

About this app

Noma is a personal finance tracker built for people who don't want a bank, an account, or an algorithm watching their money.

Track expenses, savings, and budgets in any currency. Designed for digital nomads who deal with multiple currencies and don't trust ad-funded apps with their financial data.

KEY FEATURES

- Local-first storage - your data lives on your device, not in someone's cloud
- Multi-currency - track and convert between any currencies, with offline-friendly exchange rates
- Custom categories and budgets - organize spending the way you think about it
- Savings goals - set targets, track progress
- 5 themes - Light, Dark, Digital Nomad, 2077 Cyberpunk, Immigrant
- Export and import - own your data, move it anywhere

PRIVACY

We don't collect anything. No account, no email, no analytics, no ads, no trackers. Your transactions never leave your device unless you explicitly export them.

The only network requests Noma makes are to public exchange rate APIs (Frankfurter, ExchangeRate-API) for currency conversion ? and only the currency pair is sent, never your data.

FOR WHO

- Digital nomads juggling multiple currencies
- Privacy-minded people who don't want a bank app or finance startup tracking them
- Anyone wanting a simple, fast, local expense tracker that works offline

WHAT'S DIFFERENT

Most finance apps want your bank login, your email, your behavior patterns, and your eyeballs on ads. Noma wants none of that. It's a tool, not a service. You install it, you use it, you uninstall it. We never know.

Made by one developer. No team, no investors, no roadmap pressure. Just an app that does the thing.

What’s new

- Your spending pace now stays accurate, especially in the first days of the month.
- Compensation is now included in your cash out, pace, and net totals.
- Past one-time incomes are de-emphasized so your income list is easier to scan.
- More reliable currency conversions.
- Small fixes and polish across the app.