BT Go

Banca Transilvania

About this app

BT Go, your new business banking experience!

BT Go is Banca Transilvania's newest internet and mobile banking solution, which innovatively blends banking and business services in a single ecosystem. BT Go is dedicated exclusively to companies (legal entities and self-employed individuals).

Banca Transilvania is Romania’s market leader in the corporate segment, with over 550,000 active customers.

The new BT Go product covers both the financial-banking needs expected from an internet banking application and the management needs of any business:

Online onboarding – open your account or business relationship fully online
• For LLCs, sole traders, and liberal professions;
• Fast, secure, no branch visits;
• Paperless, fully digital, 24/7 access;
• Simple, intuitive experience.

Your company accounts and transactions always at your fingertips
• Quickly view all your BT accounts, open new accounts and close a current account directly from the app;
• Rename and reorder accounts and bookmark your favorite;
• Identify and check transactions and their status through a multitude of search filters;
• Generate and download monthly or daily account statements;
• Download the list of transactions in PDF or CSV format and have your statements available in MT940 format;
• Download monthly statements for your accounts in the last 10 years, all in one convenient ZIP file;
• View all the company cards, issue new cards, block them or change transaction limits;
• Reissue the PIN code for a card directly from the app;
• Open classic and negotiated deposits and quickly open savings accounts;
• Access your loan details, quickly download your repayment schedule or prepay active loans;
• View and trade fund units in your BT Asset Management investment portfolio;
• Enjoy access to Open Banking under the Payment Services Directive II (PSD2).

Quick and easy payments
• Make payments between your own accounts or to your partners, in any currency;
• Save payment templates and save time on your next payments (all details will auto-fill);
• Create payment packages or upload payment files for simultaneous signing;
• Create payments that require multiple signatures or receive payments created by other users for signing;
• Quickly perform classic or negotiated foreign exchange operations;
• Schedule payments for a future date or set up recurring payments;
• Add, remove and manage your partners' details;
• Import payroll files.

Your bills right in your banking app
• Issue, reverse, cancel, set recurrences and customize invoices directly from the BT Go app (through integration with the FGO billing app). This gives you simple, fast and free access to the benefits of a dedicated billing solution directly in BT Go;
• e-Factura - log in to your SPV account, send your invoices automatically and track the processing by ANAF. Additionally, view all the invoices received via SPV in the app;
• Pay incoming invoices quickly, while also enjoying multiple payment functionalities - select and send up to 5 invoices for payment at once;
• Invoices are automatically linked to payments and collections, so you always have an up-to-date overview of your finances;
• Download invoices directly from the banking app whenever you need and send them to your customers.

Intuitive and user-friendly dashboard
• Enjoy direct access to your accounts and the FGO billing solution;
• Quickly make transfers of any kind;
• View the balance of your favorite account and the most recent transactions and compare payments with collections over the last 4 months;
• Quick access to your deposits, loans and cards;
• View incoming notifications in the Notification Center;
• If you have POS, ePOS and/or eCommerce, you have access to details, graphs and lists of transactions, collection reports.

Ratings and reviews

Poor handling of payment confirmation. Example: If you open the app and from web start a transaction, the confirmation window does not appear. You have to close app. Reopen. Boom -> the confirmation window appears. If I have 3 transactions to approve then i am forced to close the app / reopen the app 3 times. This is stupid! Hey developers? what are you programming there?

They couldnt even make the login work... I've been using neoBT without problem for the last 3 years, forced to move to this one but the login credentials are not accepted. Support wont pick up the phone after 15 minutes on phone... Update: After talking with support i've recieved a temporary password which let me log in into the app and set a new password. What was wierd that the support asked me to not use '!' as special character for some reason...

Is working. bad, strange, weird behaviour but is working. everything is in another place, icons are not intuitive...and why??!!! prone to human errors in selecting the account, curency. is 3 as is working. I was promissed virtual cards but is not possible. i have another 2 banking apps from different countries/banks and this is the most strange. is like a hide and seek game.

What’s new

The new version brings you:

• Fully digital onboarding – open your account in BT Go, fast, secure, paperless, and no branch visits
• Payment templates for faster payments
• Account statements in CSV
• Transaction history in CSV and PDF
• Improved user experience and performance