Raiffeisen SmartToken

Raiffeisen Bank Romania

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About this app

Be the first who tries the new Raiffeisen SmartToken app, integrated with Raiffeisen Smart Mobile and Raiffeisen Online - helping you to authenticate and order any transaction safely and securely, wherever you are, using just your mobile phone.
The app is an eToken that makes authentication easy and makes everything 100% online, without the need for a physical token.


To activate authentication via Raiffeisen SmartToken, all you need to do is tick the option in your new Raiffeisen Smart Mobile app.

Ratings and reviews

Absolutely terrible! Leaving paranoia aside, the authenticating process seems purposely made so difficult and absolutely unnecessary, that only builds frustration and despair. On top of that, the app becomes inactive and needs another few devices to reactivate. In addition to that, now refuses to run on ROOTED phones, well done Raiffeisen! Picture a retired person who barely understand the modern life going through all this hassle. No words to describe how hard is all this. Disgusting!!!

Doesn't send the verification text messages on time most of the time. The entire authentication processes got very long and frustrating. The most annoying thing ever. Giving the fact that a mobile friendly bank is very important for me, and that Raiffeisen Bank used to be very good at it, I'm sorry to say that our 10years of premium account relationship might end soon.

App remains stuck in login screen. Also, if this happens, there is basically no other way of activating a profile. This has started happening once my request of onboarding another company was approved. My existing profile got deactivated. PS: Thank you for your message. Still having issues with the app. I managed to configure my profiles, still, now again, the app remains stuck when launching. I have a Samsung S10, Android 12

What's new

We have updated Smart Token so that it is safer for you. In this release, we have made improvements and fixed errors.