CSOB SmartToken

3.0
8.4K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

At ČSOB, we believe that managing your finances should be comfortable and secure at the same time. That's why we're bringing you the ČSOB SmartToken mobile application for generating one-time codes. As a client, you'll need these to confirm certain types of payments and log in to electronic banking, especially if you use MojaČSOB or ČSOB Business Banking internet banking.

After downloading the application from the official Google Play, simply activate it in a few steps.
The app will automatically offer you the most suitable activation methods. This can include facial biometric verification, transferring activation from another device, or verifying your identity via the ČSOB infoline.

You'll need an internet connection to activate ČSOB SmartToken. Later, after activation, you can use the app offline, but it's always most comfortable in online mode.
The application may request certain permissions and access during installation. It's up to you to grant it, of course. However, the permissions and access granted may affect the comfort of using the application. For example, if you do not grant the app permission to access your camera, you will not be able to log in to it using facial biometrics.

It is great that today we have a bank at our fingertips, directly on our mobile phone. But it is smart not to forget about security. Therefore, never provide the generated data and codes from the app to other people and do not enter them into websites or applications that do not belong to ČSOB.

For security reasons, this application does not work on rooted or otherwise modified operating systems and devices.
Biometrics is supported only on selected devices and only for some types of transactions.
The application is supported for phones with the Android 9.0 operating system and newer.

©2020 ČSOB Slovensko
Updated on
May 21, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Financial info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.9
8.29K reviews
Ale no
May 8, 2026
a bit harder to not use biometrics for authentification generally, easy to use app.
Did you find this helpful?
Angelo
June 27, 2024
Good app. However, in order to activate it, it is required to call the customer service and get an activation code. The problem is that almost no one speaks English, and the agent always says that an english speaking colleague will call, but no one ever does. I tried several times. The process should be automated. Really frustrating and tempted to cancel my csob credit card once and for all.
5 people found this review helpful
Did you find this helpful?
ČSOB Slovensko
July 10, 2024
Hello, we are aware of problems and complications in the activation process, so we are developing new options for activating the app. They simplify the process and reduce the need to call the helpdesk. Thank you for your patience.
Alexandra Ema Kianičková
February 27, 2022
I tried to pay online only for the transaction to not appear for confirmation. I tried to redo the operation but instead got a notif for the old transaction, which was marked as invalid and the new transaction nowhere to be seen. I have no idea what happened but this application royally sucks from the get go. You should reconsider the team who came up with a standalone application for confirming transactions instead of implementing it into the general one 😑
7 people found this review helpful
Did you find this helpful?

What’s new

Fix accessibility for the blind
Fix activation offer via infolink
Fix PUSH delivery (reactivation required)
Fix SmartBanking activation link
Content rating
Everyone
Learn more

App support

Phone number
+421912618844
About the developer
Československá obchodná banka, a.s.
feedbacksb@csob.sk
7802/11 Žižkova 81102 Bratislava Slovakia
+421 902 027 508

More by ČSOB Slovensko