Payday Loans USA - Loan App

3.8
388 reviews
50K+
Downloads
Content rating
Everyone
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About this app

Did you stuck for cash and the payday too far?
Do you need a salary to solve your short-term financial problems? Want a payday loan online? Do you need a quick cash loan advance? Your credit is your simple business, so start it with the Payday Loans USA app!

How does the Payday Loans USA app work?
The lending process is quick and easy and takes only a few minutes. Do you need a fast cash advance? Payday Loans USA is the fastest way to get approval for a cash loan advance or payday loan. Get started with our quick and easy application and get complete financial freedom. It works very simply.

Fast cash advance loans available after five simple steps:
Step 1: Fill out the form. Fill out our simple form and send an encrypted copy to an authorized lender to approve it.
Step 2: Get a response. Get a quick response within a few minutes from our lender and approve the loan;
Step 3: Accept the conditions. Redirect to the lender's website and check out the loan cash conditions and get detailed information about current rates and fees;
Step 4: Accept the terms. Check out the working process details and accept the loan terms;
Step 5: Get a personal loan. Get a quick payday loan cash repayment directly to your bank account!

Why you should choose the Payday Loans USA app?
- We are ready to help you regardless of your financial capabilities;
- We offer a simple application process;
- We will connect you with approved lenders;
- The Payday Loans USA app completely encrypted and secure;
- Using our app you’ll get instant approval;
- Cash advance delivered in an hour;
- You will get quick online loans and fast cash;

Payday Loans USA cash it’s a simple, fast and fair way to get a personal loan.

Material disclosure

Minimum and maximum period for repayment - from 65 days to 2 years.

APR

Representative APR 35%. Average APR for this type of loans is 4.99% to 35.00%. If you borrow $1000 over a term of 1 year with an APR of 11% and a fee of 2%, you will pay $88.38 each month. The total amount payable will be of $1,060.56, with total interest of $60.56.

Representative example of the total cost of the loan:

Loan amount - $1,000; loan term (months) - 12; APR - 11% fee %2.
Your monthly repayment will be $88.38. The total amount repayable will be $1,060.56, therefore the loan will cost $60.56.
Updated on
Oct 26, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.7
368 reviews
A Google user
March 5, 2020
Was a little worry at first, this app sounded perfect for me, and frankly things that sound too good to be true usually are exactly that. Still figured I'd give it a shot, since I was entirely fed up with my banks rediculously expensive overdraft fees and getting paid bi monthly doesnt help. It's been a few months since installing Payday Loans USA, and I feel so much more in control of my finances. Basically, my payday is whenever I need it to be, with no interest or fees. No more overdraft fees
9 people found this review helpful
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A Google user
January 19, 2020
Anyone who dealt with offline banks knows how much time and nerves you need to get the damn credit. I certainly dont want to waste my time on it. I have better things to do. Smart people choose this loan app because it has so many benefits. No long papers to read, no annoying assistants. Im happy that I found it.
9 people found this review helpful
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Loan Apps USA
January 20, 2020
Hello. Thanks for your nice review. We are happy to help you, sir. Best regards.
A Google user
March 5, 2020
I really like this app a lot. Takes a few days to set up and link to your bank but it's extremely useful when you're in a pinch and need some extra cash before payday. Then when payday hits, you pay them back. Use it enough and you can earn more and even go on payment plans to pay them back. They even have things to help you bank smarter, like warning you when your account drops too low or even adding money to your account if you overdraft so you're not stuck in the negative. Very awesome app.
3 people found this review helpful
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What's new

Bugs fixed.