VTU Network: Data & Bills
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About this app
VTU Network is a virtual topup (VTU) and bill payment app for Nigeria. Fund one secure wallet and use it for the everyday payments you make most — airtime, mobile data, electricity, cable TV, internet bundles and more — without switching between several apps or websites.
Everything you can do
• Mobile data — buy data for MTN, Airtel, Glo and 9mobile across plan types such as SME, Corporate Gifting, Gifting and others, for yourself or for any number you choose.
• Airtime — topup any of the major networks, for your own line or for someone else.
• Electricity — pay prepaid and postpaid bills for supported distribution companies and receive your meter token for prepaid meters.
• Cable TV — renew your DStv, GOtv and StarTimes subscriptions.
• Internet bundles — subscribe to Smile and Spectranet plans.
• Bulk SMS — send messages to your contacts or customers.
• Exam services — buy WAEC and NECO result-checker PINs and check results.
• Airtime to cash — convert airtime on your line into wallet balance.
• Insurance — purchase motor insurance cover.
Your wallet
• Add money by bank transfer to your own dedicated account number, or pay with your debit card through our payment partners.
• Your wallet is credited automatically once a payment is confirmed, so you can buy again straight away.
• Every purchase is recorded in a clear, searchable transaction history.
• Save or share a receipt for any successful payment.
• Keep the phone numbers, meter numbers and accounts you use often as saved beneficiaries for faster checkout.
Cashback and referrals
• Earn cashback on eligible purchases. The amount you will receive is shown before you pay, so you always know what you are getting.
• Share your referral code with friends. When they sign up and transact, you earn a reward credited to your wallet.
Built for security
• Protect your account with a transaction PIN and optional fingerprint or biometric unlock.
• Login and account alerts keep you aware of activity on your account.
• Sensitive screens such as your wallet and bank details are protected from screenshots and screen recording.
• Your connection to our servers is encrypted.
For resellers
• Upgrade your account to a reseller to access reseller pricing across data, airtime and bills, using the same wallet, history and tools.
Made for everyday use
• One wallet for many services, with a clean and straightforward interface designed for quick, repeat purchases.
• Saved beneficiaries and a clear history help you repeat common purchases with fewer taps.
• Available on phone and on the web, so your wallet and history stay in sync wherever you sign in.
Support that follows up
Need help with a transaction or have a question? Open Help & Support inside the app to reach our team, or use the in-app complaint section to report an issue, attach a receipt and track its resolution through to a close.
VTU Network brings your airtime, data and bill payments together in one secure wallet, on your own schedule.
Everything you can do
• Mobile data — buy data for MTN, Airtel, Glo and 9mobile across plan types such as SME, Corporate Gifting, Gifting and others, for yourself or for any number you choose.
• Airtime — topup any of the major networks, for your own line or for someone else.
• Electricity — pay prepaid and postpaid bills for supported distribution companies and receive your meter token for prepaid meters.
• Cable TV — renew your DStv, GOtv and StarTimes subscriptions.
• Internet bundles — subscribe to Smile and Spectranet plans.
• Bulk SMS — send messages to your contacts or customers.
• Exam services — buy WAEC and NECO result-checker PINs and check results.
• Airtime to cash — convert airtime on your line into wallet balance.
• Insurance — purchase motor insurance cover.
Your wallet
• Add money by bank transfer to your own dedicated account number, or pay with your debit card through our payment partners.
• Your wallet is credited automatically once a payment is confirmed, so you can buy again straight away.
• Every purchase is recorded in a clear, searchable transaction history.
• Save or share a receipt for any successful payment.
• Keep the phone numbers, meter numbers and accounts you use often as saved beneficiaries for faster checkout.
Cashback and referrals
• Earn cashback on eligible purchases. The amount you will receive is shown before you pay, so you always know what you are getting.
• Share your referral code with friends. When they sign up and transact, you earn a reward credited to your wallet.
Built for security
• Protect your account with a transaction PIN and optional fingerprint or biometric unlock.
• Login and account alerts keep you aware of activity on your account.
• Sensitive screens such as your wallet and bank details are protected from screenshots and screen recording.
• Your connection to our servers is encrypted.
For resellers
• Upgrade your account to a reseller to access reseller pricing across data, airtime and bills, using the same wallet, history and tools.
Made for everyday use
• One wallet for many services, with a clean and straightforward interface designed for quick, repeat purchases.
• Saved beneficiaries and a clear history help you repeat common purchases with fewer taps.
• Available on phone and on the web, so your wallet and history stay in sync wherever you sign in.
Support that follows up
Need help with a transaction or have a question? Open Help & Support inside the app to reach our team, or use the in-app complaint section to report an issue, attach a receipt and track its resolution through to a close.
VTU Network brings your airtime, data and bill payments together in one secure wallet, on your own schedule.
Buy data and airtime, pay electricity, cable TV and bills from one wallet.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted
What’s new
What's new:
• Cashback is here! Earn cashback on airtime, data and electricity topups.
• App Lock is now ON by default — keep your account secure with your PIN or fingerprint.
• You can now download your Account Statement (PDF/CSV) right from Transaction History.
• Cleaner, clearer confirmation screens across the app.
• Faster, smoother experience with several bug fixes and improvements.
Thanks for using VTU Network!
• Cashback is here! Earn cashback on airtime, data and electricity topups.
• App Lock is now ON by default — keep your account secure with your PIN or fingerprint.
• You can now download your Account Statement (PDF/CSV) right from Transaction History.
• Cleaner, clearer confirmation screens across the app.
• Faster, smoother experience with several bug fixes and improvements.
Thanks for using VTU Network!
