Mo Wallet - Send & Earn USDC

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About this app

A Multi-Currency Account (MCA) powered by stablecoins. Mo Wallet is the app to receive, earn, and send money worldwide, with no hidden fees or cumbersome KYC.

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① YOUR IDENTITY
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YOUR MO.BOX ADDRESS
A human-readable payment link anyone can send money to. No account numbers, no SWIFT codes. Pre-fill amounts and memos: mo.box/you/50/invoice

QR CODE & PAYMENT LINKS
Generate a shareable link or scannable QR for in-person and remote payments.

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② RECEIVE MONEY
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LOCAL BANK ACCOUNTS
Real account details in the US, Eurozone, UK, Brazil, and Mexico. Receive payroll or platform payouts and funds are auto-converted to stablecoins on arrival.

MULTI-CURRENCY ACCOUNT
Hold and convert between 13 currencies in one place.
USD (USDC) · EUR (EURC) · GBP (tGBP) · BRL (BRZ) · AUD (AUDD)
CAD (CADC) · CHF (ZCHF) · MYR (MYRC) · KRW (KRWQ)
SGD (xSGD) · TRY (TRYB) · ZAR (ZARP)

DEPOSIT FROM ANY CHAIN
Bring crypto from any major blockchain in one tap. Native CCTP for USDC bridging; powered by Relay for fast cross-chain transfers.

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③ SEND MONEY
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GLOBAL TRANSFERS
Send USDC to any wallet on Base Network or Mo Box worldwide. Settles in seconds, no fees.

BANK WITHDRAWALS IN SELECT COUNTRIES
Convert USDC to local currency and withdraw to any bank account via local rails in United States, Eurozone, Brazil, Mexico and UK. Arrives real-time or in 1–2 business days.

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④ EARN & TRADE
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YIELD ON IDLE BALANCES
Earn competitive onchain yield on USDC, EURC, ETH, and cbBTC. No lockups means you can withdraw anytime.

ANY-TO-ANY SWAPS
Trade between all supported assets including stablecoins, ETH, Bitcoin (cbBTC), and tokenized funds, including S&P 500 exposure (deSPXA) and onchain FX enabled by non-USD stablecoins. Transparent rates, and no hidden markup.

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⑤ OWNERSHIP & SECURITY
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SELF-CUSTODIAL WALLET
Mo Wallet is powered by Coinbase with real-time transaction monitoring.

OTP AUTH + ZERO GAS FEES
OTP auth required for all transfers. Gas fees sponsored and you never pay network costs.

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IMPORTANT

Digital assets involve risk and may lose value. Rewards are variable and not guaranteed. Tokenized assets provide market exposure and do not represent direct ownership of underlying securities. Feature availability varies by region.
Updated on
Jun 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and App activity
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

What’s new

• Onchain FX is here: We’ve expanded trade and quote support for non-USD stablecoins, including ZCHF, AUDD, CADC, and more.
• Your all-in-one wallet: Added Relay integration and expanded deposit support for a wider range of assets, including USDC on Tron.

This update focuses on infrastructure improvements, security enhancements, and expanding global usability.
Content rating
Everyone
Users Interact
Learn more

App support

About the developer
Mo Technologies Inc.
hi@mo.xyz
1908 Thomes Ave Ste 12342 Cheyenne, WY 82001-3527 United States
+1 202-459-3350