Download the i2iFunding Lender’s App to register as a P2P lender and join the platform for good yield by lending money to verified borrowers.

P2P Lending – An opportunity to lend funds across multiple verified borrower profiles.
✔️ Good yield on lending
✔️ Diversify risk by lending money to multiple borrowers
✔️ Generate Steady Income Through EMI

About i2iFunding:
i2iFunding is a Fintech start-up, which was founded in Oct-2015. We are one of the pioneers of P2P Lending in India. Since our inception, we have grown at a very fast pace and have become one of the safest, most trusted and most innovative Peer to Peer (P2P) lending platforms in India. We are an RBI-registered NBFC-P2P Lending Platform. Certificate of Registration No. : N-12.00468

App Features:
✔️ A lender can complete the simple application form and become a registered lender on our platform.
✔️ Registered lenders would be able to view profiles of active borrowers who have been verified and approved by i2iFunding.
✔️ Registered lenders would be able to lend in the profile of active borrowers and see the overview of their lending s.
✔️ Registered lenders can opt for Auto lend to deploy funds easily. They will also get an auto-notification once a new borrower is made live.

Sign Up Process:
Fill up personal details, PAN and Aadhar number, mobile number and email address.
> Pay registration fees of Rs. 500+18% GST = Rs 590.0 (Non Refundable)
> Provide address and employment details
> Upload a copy of PAN and address proof
> Provide Bank details which will be used for transactions

Lending Amount Limits:
After registration, lenders would be able to lend up to Rs. 50,000 without paying any additional fees.
The maximum lending amount for a single borrower is Rs. 50,000.
The overall lending limit is Rs. 50 Lakhs across all P2P lending platforms.

Lending Process:
1) Create a Lender Account – To get started with lending, lenders must first complete the registration form on either the website or mobile app.
2) Transfer Funds to Escrow Account – To begin lending, lenders must transfer funds to the escrow account (non-interest bearing). Lenders should add the escrow account as a beneficiary in their net banking and can transfer funds via NEFT, RTGS, or IMPS from an Indian bank. Alternatively, lenders can transfer funds via the Paytm or PhonePe payment gateway (gateway charges apply).
3) Set Auto lending - lenders can Set Auto lending rules matching their lending preferences to ensure quick deployment of funds.
4) Lenders can also lend manually in each profile which is made live on the portal if not funded through Auto lending. They can review profiles of "Active Borrowers" by browsing the 'Active Borrowers List'. Approved Loan amount, interest rate and tenure are mentioned along with the detailed profile of each borrower.
5) Lending Money - lenders can select borrowers as per their risk appetite and lending preference and then make a commitment to lend money to those borrowers by clicking on the "lend Now" button and entering "lending Amount".

Repayments and Monthly Cash Flow –
Each month, the EMI or due amount is automatically deducted from the borrower's bank account and transferred to i2iFunding's Repayment Escrow Account via the NACH mandate. The total repayment amount collected in the escrow account is then transferred to the respective lenders' bank accounts.

i2iFunding.com (RNVP Technology Pvt. Ltd.)

Altre informazioni