Split bills with friends the smart way—100% free, forever. No ads, no subscriptions, no limits.

Chippy Split is the honest bill splitting app that respects your wallet and privacy. Whether you're splitting rent with roommates, tracking travel expenses, or dividing restaurant bills with friends, Chippy Split makes group expense management effortless and completely free.

WHY CHIPPY SPLIT?

Unlike other expense trackers that lock features behind paywalls or bombard you with ads, Chippy Split gives you everything upfront—for free. No premium tiers, no hidden fees, no tricks. Just powerful bill splitting that works.

Truly Free - All features unlocked, always

Zero Ads - Clean, distraction-free experience

No Subscriptions - Never pay monthly fees

Unlimited Bills - Add & Track as many expenses as you need

Privacy First - Your financial data stays yours

POWERFUL FEATURES

Smart Bill Splitting
Choose how you split costs with flexible options that fit any situation:

Equal splits - Divide bills evenly among everyone

Custom amounts - Set exact dollar amounts per person

Percentage splits - Allocate by percentage (perfect for income-based sharing)

Mixed splits - Combine methods for complex situations

Create unlimited groups for different circles in your life:

Roommate household expenses and rent sharing

Travel groups for vacation cost tracking

Friend groups for regular dinners and outings

Family groups for shared household bills

Project teams for collaborative expenses

Real-Time Balance Tracking

Live debt tracking across all groups

Simplified settlement suggestions

Clear visual balance summaries

Individual and group balance views

Complete expense history

Keep everyone accountable with smart reminders:

Payment due date tracking

Settlement notifications and reminders

Mark expenses as paid with one tap

Payment history and receipts

Smart Organization
Stay organized with powerful tracking tools:

Categorize expenses (food, rent, utilities, travel, entertainment)

Set custom due dates

Search and filter expense history

Recurring bill automation for monthly expenses

PERFECT FOR EVERY SITUATION

Roommates & Rent
Split rent, utilities, groceries, and household supplies. Track recurring monthly bills and ensure everyone pays their fair share on time.

Group Travel & Vacations
Manage trip expenses from flights to hotels to meals. No more awkward money conversations—everyone can see what's been spent and who owes what.

Restaurant Bills & Dining Out
Quickly divide dinner bills among friends. Handle complex splits when some people ordered more or shared appetizers.

Shared Household Costs
Track grocery runs, cleaning supplies, home repairs, and shared subscriptions with your household.

Friend IOUs & Loans
Keep track of borrowed money and casual IOUs between friends. No more forgotten debts or uncomfortable reminders.

Couples & Partners
Manage shared expenses fairly without awkwardness. Perfect for tracking date nights, groceries, or shared bills.

HOW IT WORKS

Create a Bill - Add expense title, amount, and date

Add People - Invite participants from your phone contacts

Choose Split Method - Equal, custom amounts, or percentages

Track Payments - See who's paid and who still owes

Settle Up - Mark debts as settled when paid

NO CATCH, REALLY

We know what you're thinking—"What's the catch?" There isn't one. Chippy Split was built because we were frustrated with expense apps that nickel-and-dime users for basic features. We believe bill splitting should be simple, transparent, and free.

No ads cluttering your screen. No "upgrade to premium" popups. No artificial limits on bills or groups. Just honest software that does what it promises.

JOIN THOUSANDS OF HAPPY USERS

People across the US are ditching complicated, expensive expense trackers for Chippy Split's straightforward approach. Join roommates, travelers, and friend groups who've found a better way to split bills and track shared expenses.

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Additional Information