Take control of everyday money without turning finance into a chore. Finch combines fast expense tracking, AI-assisted bookkeeping, flexible budgets and rich insights in one clean personal finance app.

BOOKKEEPING THAT FITS YOUR LIFE
- Record income, expenses and transfers with a calculator, text or voice.
- Organize multiple ledgers, accounts and currencies.
- Add categories, sub-transactions, members, tags, merchants and notes.
- Choose which transactions count toward statistics or budgets.

BUDGETS AND INSIGHTS YOU CAN USE
- Build annual and monthly budgets by category or account.
- Carry balances forward and see daily spending guidance.
- Explore income, spending, balances and net worth with clear charts.
- Search your history and create shareable PDF financial reports.

MORE THAN AN EXPENSE TRACKER
- Track stocks and ETFs, including buys, sells, dividends, holdings and profit or loss.
- Manage subscriptions, billing cycles and payment history.
- Follow savings goals and every deposit or withdrawal.
- Keep lending, borrowing and repayment records organized.
- Plan installments with principal, interest, schedules, progress and due reminders.
- Catalog valuable items, accessories, purchase costs and warranties.
- Create recurring income, expense and transfer templates for automatic bookkeeping.

SMARTER IMPORTS, YOUR DATA UNDER YOUR CONTROL
Use AI to map third-party Excel workbooks or import and export Finch-format files. Your financial database is local-first, with an optional security lock and user-controlled backup through WebDAV or Google Drive.

Whether you want a simple daily expense tracker or a fuller view of budgets, assets, commitments and goals, Finch helps you understand where your money goes and what comes next.

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