Meet Ryt Bank. The World’s First AI-Powered Bank.

Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians.

Built by YTL Digital Capital and Sea Limited. Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor.

Why Ryt Bank?
• Sign up - As fast as 2 minutes.
• Save - Get paid daily up to 4% p.a. No lock-in.
• Ryt Card - Switch your payment mode between debit and credit anytime.
• Ryt Credit - Get up to RM100,000 credit in minutes, repay in easy instalments up to 24 months. Eligibility checks apply.
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Ryt Groups - Split receipts, collect payments and settle shared expenses instantly.
• Ryt Invest - Supercharge your savings and grow your wealth from just RM1.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Ryt Insights - Get real time spending notifications and smart categorisation.
• Secure banking right from the start - with biometric verification, end-to-end encryption, real-time fraud alerts. We take your security seriously.
• Supports English, Bahasa Melayu, and Mandarin.

This is just the beginning.
Join us in building the bank Malaysians truly deserve — one that’s built to do the right thing, always.

Terms and Conditions:
https://www.rytbank.my/general-terms-and-conditions

Associated Fees:
https://www.rytbank.my/fees-and-limits

Company Information:
Level 37, Menara Southpoint, Mid Valley City
Lingkaran Syed Putra
Kuala Lumpur
Wilayah Persekutuan

Customer Support:
In-App Live Chat (available 24/7)

Website:
https://www.rytbank.my

Business Hours: 8.00AM - 8.00PM (daily)

Download Ryt Bank today.