Ember Finance is a privacy-first personal finance companion app designed for straightforward expense tracking and spending insights — no accounts, no cloud, no subscriptions.
Your data stays on your device. Always.
Every transaction you log is stored locally on your phone. Nothing is sent to any server. Export your data anytime as a CSV file for safekeeping or to use with other tools.
🔥 Key Features
Smart Expense Tracking Log income and expenses in seconds. Ember remembers your descriptions — type "Wal" and it suggests "Walmart" from your history. Organize transactions into categories that make sense for your life.
Monthly Overview at a Glance The home screen gauge shows exactly how much of your income you've spent and how much you're saving — updated in real time as you log transactions.
Spending Forecast See your projected monthly spend based on your daily average. Know before the month ends whether you're on track.
Year in Review Get a complete annual breakdown of income, expenses, and savings rate by category. See exactly where your money went — month by month.
Recurring Transactions Set up recurring bills once and Ember automatically logs them on the 1st of each month. Never forget to account for rent, subscriptions, or regular expenses again.
Savings Goals Set financial goals and track your progress. Whether you're saving for a car, a vacation, or an emergency fund — see exactly how close you are.
CSV Import & Export Export your transaction history as a CSV file — all transactions or a specific month. Import CSV files from other sources to get started quickly.
Category Management Create custom expense and income categories that match your lifestyle. Edit or remove categories anytime.
🔒 Privacy First
No account required
No internet connection needed
No data collection
No cloud sync
Your financial data never leaves your device
Ember Finance is free to use. Optional ads support continued development — toggle them off anytime in Settings.