Tired of spreadsheets and worrying about your family's financial future? Pivot.Money by Networth Tracker is India’s first SEBI-Registered Investment Advisor led Family Wealth App, built to protect and grow your generational wealth together. We bring premium wealth management to your fingertips, combining cutting-edge AI with human financial expertise. Experience the kind of personalized attention once reserved only for ultra-high-net-worth individuals.
We are RBI-certified, SEBI approved and Digital Personal Data Protection Act compliant. Your data is secure with us.

WE SOLVE WHAT OTHER APPS CAN'T:

AVOID LEGAL BATTLES & PROBATE
India’s ONLY app for Joint-Survivor Mutual Funds. Add your spouse or family member as a secondary holder in seconds. Assets transfer instantly to them, bypassing 12-34 months of court delays and costly legal fees. True peace of mind.

SEAMLESS NRI INVESTING
Invest in India Mutual Funds from abroad in minutes, not months. Our e-PAN verification and SOA-mode bypass cumbersome PIS demat accounts. Invest, Track and receive personalized tax guidance on your portfolio in one place.

EXPERT-LEVEL ADVISORY, WITHOUT THE BIAS
Discover top-performing funds with our proprietary 12-parameter analysis. We rank every mutual fund in India on risk, consistency, and performance—so you never have to guess.Access high-potential Equity Baskets. Our data-driven momentum strategies for mid & small caps are designed to significantly outperform benchmarks. Test them first with virtual paper trading.

AI-POWERED TAX & FEE OPTIMIZATION
Switch from Regular to Direct Mutual Funds and earn up to 1.5% in extra returns by saving on hidden fees. Our proprietary algorithm helps you optimize which funds to switch when. Get AI-driven advice on capital gains and advance tax planning.

TRUE FAMILY-LEVEL WEALTH MANAGEMENT
See every family asset—joint MFs, Banks, Real Estate, Gold, Equity, NPS, Insurance—on a single, secure dashboard. Get personalized insights and nominee gap alerts to secure your legacy.

KEY FEATURES:
• One-Click Joint MF Holdings: Buy, sell, and manage mutual funds jointly in anyone or survivor mode online—a first in India.
• NRI-Onboarding: NRIs can start investing in minutes.
• Direct Plan Switch: Convert your existing funds and save lakhs in fees.
• Unified Net Worth Tracker: Automatically sync or manually track all assets, including physical ones.
• Nominee Gap Scanner: Get instant alerts on assets without a nominee and fix them in-app.
• Hybrid Human+AI Advisory: Get instant answers or connect with a human expert for complex plans.
• Bank-Grade Security: RBI-grade encryption and SEBI-compliant processes.

WHO IT'S FOR:
• Indian Families who want to own assets jointly and avoid future inheritance chaos.
• NRIs & Overseas Indians frustrated with the complexity of investing in India.
• Investors tired of overpaying hidden fees and want institutional-grade tax optimization.

Download Pivot.Money app now and turn generational wealth into a protected legacy.