A mobile-first financial management app that combines UPI payments with comprehensive budget planning, AI-powered expense tracking, and real-time spending insights.

Multi-Income Family Budget Planning :
Manage budgets for families with multiple earners. Combine incomes, allocate shared expenses, and track individual contributions seamlessly.

Smart Budget Planning:
Set monthly budgets for each category with visual traffic light indicators. Copy budgets, transfer funds, and get overspending alerts.

Financial Health Dashboard:
Comprehensive overview of income vs expenses, net savings, yearly projections, and visual analytics with pie charts and graphs.

Grocery Planning & Tracking:
Plan your grocery list before shopping and track purchases in real-time at the supermarket. Compare prices and stay within budget.

AI Budget Planning:
Analyzes your spending history to predict next month's budget. Smart suggestions for every category based on your real patterns.

AI Finance Adviser:
Get personalized financial insights and recommendations. Identifies saving opportunities and helps you make smarter money decisions.

Track & Analyze:
Visualize spending patterns, track against budgets, and get insights with traffic light indicators.

Built for Everyone
Whether you're managing your first salary or running a household, BudgetUPI adapts to your needs.

Young Professionals
Managing first income and building savings habits

Families
Tracking household expenses and multiple income sources

Small Business Owners
Separating personal and business finances

Budget-Conscious Individuals
Anyone wanting better financial control

Category-Wise Budget Control
Take full control of your spending with category-based budgets. Get alerts, transfer funds, and add money - all in one place.

Category-Wise Spending

Track spending across Food, Grocery, Shopping, Transport and more

Overspending Alerts

Get notified when you exceed budget limits in any category

Transfer Between Categories

Move budget from one category to another as needs change

Add Money to Budget

Top up any category when you need more funds

Bank-Grade Security
Your financial data is protected with industry-leading security measures. We take privacy seriously.

Biometric Authentication
Face ID and passcode protection with automatic lock

Encrypted Storage
All sensitive data is encrypted at rest and in transit

Secure Sessions
Stay logged in securely without repeated OTP verification

Privacy First
Local data processing where possible

We are a budget management and expense tracking platform. Payments are processed by payment aggregators like PhonePe, PayTM, Google Pay, and Amazon Pay. We help users track, plan, and manage their personal finances. We do not store or handle user funds.