Paranova is the simplest way to see your whole financial life in one place — and actually stay on top of it. Track every account, card, budget and goal, and let Nova, your built-in money assistant, warn you before things go wrong. No sign-up, no cloud, no ads. Your data lives privately on your device.

EVERYTHING IN ONE PLACE
• See your real-time net worth across cash, bank, savings and card accounts
• Add income, expenses and transfers in seconds
• Organize spending with clear, customizable categories
• Multi-currency support with your own base currency

SMART CARD MANAGEMENT
• Track credit and debit cards, balances, debt and available limit
• Statement and payment-due day reminders
• See estimated monthly interest and minimum payment
• Know exactly how long it takes to clear a card at your current pace

BUDGETS & GOALS THAT WORK
• Set monthly or weekly limits per category
• Watch your progress with clean, at-a-glance bars
• Create savings goals and track them to the finish line

NOVA — YOUR MONEY ASSISTANT
Nova quietly watches your spending and surfaces what matters:
• Spending spikes in a category
• Budgets burning too fast or already exceeded
• Month-end forecast when you're on track to overspend
• Recurring payments and rising subscription costs
• Low-balance and unusual-transaction alerts
• Savings milestones worth celebrating

INSIGHTS & REPORTS
• Month-end forecast that projects where you'll land
• Spending by category, trends, and income vs. expense
• A daily briefing summarizing yesterday at a glance

SUBSCRIPTIONS
• Find recurring charges automatically
• See your true monthly and yearly subscription cost

PRIVATE BY DESIGN
• Works fully offline — your finances never leave your phone
• Unlock with Face ID or a PIN
• Backup and restore on your terms

Beautiful, fast, and built to make money management feel effortless. Download Paranova and take control today.