Your money, finally clear.

Prosperae turns everyday spending into charts you can act on — without ever asking for your bank password. No account, no sign-up, no cloud sync. Open it and start.

WHY PEOPLE SWITCH
• No bank login, ever. Your financial records stay on your phone.
• Zero setup. Categories, icons and analytics work out of the box.
• Built for real life: multiple currencies, cards, debts and recurring bills.

LOG AN EXPENSE IN SECONDS
• Speak it — say the amount and what it was for, and it's saved.
• Scan it — photograph a receipt and let the amount and date fill themselves in, on-device.
• Import it — CSV, Excel, PDF or a photo of your statement. Review every row before it saves.
• Or just tap it in. Recurring entries repeat themselves.

SEE WHERE IT ACTUALLY GOES
Other apps hand you a list. Prosperae shows you the shape of your money:
• Sankey flow — income in, spending out, at a glance
• Heatmap — the days and weeks you overspend
• Treemap and Sunburst — the categories that really dominate
• Waterfall — what moved your balance this month
• Net worth progression, cash flow forecast and savings rate trend

STAY AHEAD OF THE MONTH
• Budgets by period, with progress and overspend warnings
• Bills and subscriptions with due dates and reminders
• Credit cards with statements and billing cycles
• Debts with a payoff projection, so you can see the finish line
• Calendar view of everything coming up
• Home screen widgets: balance, budget progress, cash flow, upcoming bills

PRIVATE BY DESIGN
• No sign-up, no email, no password
• No bank connection and nothing to link
• Your data is encrypted on your device
• Optional fingerprint or PIN lock
• Works completely offline

PROSPERAE PREMIUM
• Unlimited accounts, cards, budgets, bills and debts
• Unlimited receipt scans and voice entries
• Statement import from CSV, Excel, PDF and photos
• Bill reminders and notifications
• Daily exchange rates for multi-currency tracking
• Encrypted backup and CSV export
• Receipt and photo attachments
• Chart export
• App lock with fingerprint or PIN

Your finances, clearly.